Closer

At First Federal Bank, core values speak to the heart of an organization and are the essence of a company's identity. Everything we do is centered around our community, customer service, our stability, and being trustworthy. These values support our mission and vision, shape our culture, and provide a foundation for the future. Offering a dynamic benefit package that includes but is not limited to: Four Medical Plan Offerings to choose from Employer HSA Contributions (Coverage/Plan exclusions) Employer Provided Life Insurance Policy Annual Health Incentive Annual Wellness Reimbursement Tuition Reimbursement program Generous Match 401k Retirement Plan Paid Sick Leave Paid Vacation Leave 11 Paid Holidays based on the Federal Reserve Calendar If you are ready to take on a challenging and rewarding role; we invite you to apply for this exciting opportunity.

ESSENTIAL FUNCTIONS

• Responsible for reviewing the file and completing a pre-audit form and determining if the loan is ready to close.
• Responsible for the proficient use of closing software.
• Accountable for catching any clerical or system errors made in the loan package or in calculating the payoff.
• Assure that all underwriting conditions are met prior to sending out closing packages.
• Timely delivery of closing packages to settlement agent.
• Must interact with settlement agents, customers, loan officers and processors daily.
• Responsible for preparing the Closing Disclosure (CD) and insuring it meets the Underwriting guidelines.
• Responsible for communicating and resolving issues with Closing Agents while the borrowers are at closing.
• Responsible for completing a pre-funding audit on each file prior to disbursement.
• Responsible for knowing and understanding how to fund loans.
• Provides the best service to our customers with innovative and creative solutions. Minimum Qualifications
• High school diploma or equivalent required.
• Minimum 2 years mortgage closing experience.
• Good organizational and time management skills.
• Excellent written and verbal communication skills.
• Basic knowledge of agency and underwriting guidelines.
• Strong analytical and problem solving skills.
• Basic knowledge of accounting principles such as debiting and crediting.
• Knowledge of FHA, USDA, VA, FNMA and FHLMC guidelines.
• Must have the ability to meet sudden deadlines.
• Must be multi-task oriented.
• Must have excellent PC Skills.
• Knowledge of closing practices, mortgage documentation, recording practices, title/abstract legalities.
• Some formal Underwriting or Processing experience is a plus.
• Knowledge of lending guidelines for all states is a plus.
• Knowledge of how to use MSP. Extended hours sitting and performing computer tasks may be required.
• Employees confirm they are able to perform the essential functions of this position to continue employment with First Federal Bank.

Bilingual candidates encouraged to apply.

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