A Key Holder manages the opening and closing of a retail store, either an independent business or a store that is part of a large retail chain. Manages store alarm and surveillance systems, supervises store operations when store management is not on duty, and supervises store cleaning staff. Reviews and monitors merchandise sales, inventory and prices, and assists sales and cashier staff.
Hedge Closer SouthState Bank, N.A. United States, Florida, Winter Haven Aug 04, 2026 The SouthState story is one of steady growth, deep community roots, and an unwavering commitment to helping our customers move forward. Since our beginnings in the 1930s to becoming a trusted financial partner across the South and beyond - we are known for combining personal relationships with forward-thinking solutions. We are committed to helping our team members find their success while maintaining the integrity of our values: building trust, fostering lasting relationships and pursuing excellence. At SouthState, individual contributions are recognized, potential is cultivated and team members are inspired to achieve their greater purpose. Your future begins here!
SUMMARY/OBJECTIVES
It is the responsibility of the Hedge Closer to take ownership of all tasks and challenges that they encounter in the operation of their assigned position. The Hedge Closer position supports the Correspondent Division ARC team and the Commercial Loan Officers by providing analytical, marketing, and documentation support related to interest rate hedging activity.
ESSENTIAL FUNCTIONS
This position is expected to perform the specific duties, tasks, and responsibilities as outlined below: Supports sales team by providing borrower presentations, review and submission of credit memos for hedge approval Review customer credit analysis and borrower hedging requests Communicate with Commercial Lenders and borrowers Review legal closing documents and draft Rate Conversion Agreements Schedule closings and communicate with internal and external stakeholders Interact closely with the ARC trading desk to ensure trades are executed correctly Ensures that all work prepared is timely and turned around within department guidelines and with the utmost accuracy Researches and analyzes financial data, interprets and prepares reports of financial position and prices basic interest rate derivatives (swaps, caps, floors, and collars) May at times communicate directly with customers, CPAs, and internal company comptrollers regarding financial statements, accounting methods, derivative pricing, and related information Undertakes special projects related to job function Reasonable accommodations may be made to enable individuals with disabilities to perform the essential functions.
COMPETENCIES
Understand derivative products and financial pricing concepts Deep knowledge of derivative modeling in Bloomberg Understanding of commercial credit and underwriting criteria Ability to model and explain interest rate derivatives pricing concepts to sales team Knowledge of CRE lending Proficient with Microsoft Office Word, Excel, Outlook, Bloomberg, and other software that might be utilized in the department Ability to use the computer efficiently and the capacity to learn new software programs as they are rolled out by the Bank Well-organized, accurate, and attentive to detail Cooperative and willing to assist coworkers and customers on a regular basis Excellent multi-tasking skills and be able to function well under pressure Composed under pressure and respond to customer and coworker concerns regularly Excellent attention to detail and must be able to follow instructions
Qualifications, Education, and Certification Requirements Education:
Bachelor's degree in business, finance or accounting is recommended in order to have a good understanding of financial statements and to make industry evaluations
Experience:
Finance/Accounting related work experience of at least five years in lieu of a college degree in business, finance or accounting
Must be able to effectively access and interpret information on computer screens, documents, reports. This position requires a large amount of time in front of a computer. This can be done sitting or standing with use of the right desk.
WORK ENVIRONMENT
For telecommuters or hybrid: Telecommuting roles no matter if hybrid or 100% full time telecommuting must have a secure home office environment that is free from background noise and distractions. They must also have a reliable private internet connection that is not supplied by use of cellular data (hot spot). Cable or fiber connections are preferred. Requirements are subject to change, as new systems and technology is delivered. TRAVEL Travel may be required to come to meetings as needed.
Salary Ranges:
$49,863.00 - $79,653.00 Equal Opportunity Employer, including disabled/veterans.
