Job Description
Sr. SBA Comm'l Business Development Officer Fremont Bank - 3.4 Livermore, CA Job Details $125,000 - $160,000 a year 2 hours ago Benefits Paid holidays Health insurance On-site gym Dental insurance Flexible spending account Tuition reimbursement Employee assistance program Vision insurance 401(k) matching Employee stock ownership plan Qualifications Commercial banking expertise Sourcing Credit risk assessment Business development within finance
Full Job Description Job Title:
Sr. SBA Comm'l Business Development Officer Location:
Livermore, CA Hiring Salary Range:
$125,000.00 - $160,000.00 annually Position Summary Fremont Bank — one of the Bay Area's most respected and long-standing financial institutions — is seeking a strategic, hands-on professional to join and help advance our Commercial Lending Operations team. This is a high-impact opportunity to contribute to the success of a mission-driven organization committed to excellence, community service, and strong client relationships. If you're energized by purpose-driven work, collaboration, and delivering meaningful results, we'd love to connect. Why Fremont Bank? Founded in 1964, Fremont Bank is one of the oldest independently owned banks in the Bay Area and has been consistently recognized as a Top Workplace for the past 15 consecutive years. Our foundation is built on relationships — with our clients, our associates, and our communities. We offer:
A people-first culture grounded in inclusion and excellence Deep community involvement and local reinvestment A mission-driven workplace where values and performance go hand in hand The Fremont Bank Way Full-Service Banking with comprehensive financial solutions, advanced technology, and exceptional service No-Compromise Approach — we help clients get to "yes" Core Values:
o Go above and beyond for clients o Foster a supportive and empowering environment for associates o Deeply invest in the well-being of our local community Position Overview The Senior SBA Comm'l Business Development Officer is responsible for originating high-quality SBA 7(a) loans and driving significant loan volume and revenue growth, with emphasis on loans structured for secondary market execution. This position is highly market-facing and production-driven, focusing on business development, complex deal structuring, and referral network expansion. Portfolio management responsibilities are minimal, with ownership primarily concluding at loan closing and transition to relationship management teams. Key Responsibilities Originate SBA 7(a) loans to meet or exceed top-tier annual production targets Develop and maintain referral networks including business brokers, CPAs, attorneys, and commercial real estate professionals Proactively source SBA loan opportunities primarily within the Bank's geographic footprint SBA structure loans to maximize premium and salability in the secondary market Analyze borrower financials, cash flow, collateral, and repayment capacity Pre-screen and package transactions for efficient underwriting review and approval Recommend loan structure, terms, and conditions to appropriate lending authority Serve as the primary client advisor from origination through closing Identify and cross-sell appropriate lending, deposit, and treasury solutions Partner with underwriting, closing, and portfolio teams to ensure efficient deal execution Transition of closed relationships to CRM/SBA portfolio team with minimal ongoing servicing responsibility Mentor junior business development officers and contribute to SBA growth strategy Represent the Bank in industry and community events to build referral channels Maintain accurate pipeline tracking and ensure efficient deal conversion Perform other duties and responsibilities as assigned. Qualifications & Skills Bachelor's degree in business, finance, or related field (or equivalent experience) 10+ years of SBA and/or commercial lending production experience Proven ability to generate high-volume SBA loan production Strong knowledge of SBA 7(a) program requirements, eligibility, and structuring Advanced credit analysis and loan structuring skills Demonstrated success in business development, sales, and referral network building Working knowledge of commercial banking products including deposits and treasury services Excellent communication, negotiation, and presentation skills Proficiency in Microsoft Office and CRM systems What Makes Fremont Bank Associates Thrive? Team Players who go above and beyond to support their colleagues Action-Oriented professionals who challenge the status quo and seek improvement Purpose-Driven individuals who understand and champion the bank's community impact Benefits Snapshot Health & Wellness Medical, dental, and vision insurance Flexible Spending Accounts (FSA, Dependent Care, Health Savings) Financial & Retirement Employee Stock Ownership Plan (ESOP) 401(k) with employer match Performance-based bonuses or incentives Work-Life & Perks Paid holidays, vacation, and sick time Free personal checking and savings accounts Home loan rate discounts Tuition reimbursement and professional development resources On-site gym and discounted health club memberships Employee Assistance Program (EAP) Equal Opportunity Employer Fremont Bank is proud to be an Equal Opportunity Employer. We are committed to creating an inclusive environment for all employees, regardless of race, color, religion, sex, gender identity, sexual orientation, national origin, age, disability, veteran status, or any other protected classification. Salary Range The hiring salary range for this position is $125,000.00 - $160,000.00 annually, based on factors such as experience, skills, education, and internal equity. Compensation decisions are made in consideration of these factors and in alignment with Fremont Bank's compensation philosophy. Employee Stock Ownership Plan (ESOP) The Employee Stock Ownership Plan (ESOP) is a way for Fremont Bank to contribute to the financial well-being of associates by making a contribution to their retirement account. In addition, the ESOP provides associates an opportunity to share in the growth and prosperity of Fremont Bank. Note to Search Firms:
Fremont Bank does not accept unsolicited resumes from search firms or agencies without a signed service agreement. Unsolicited resumes will be considered the property of Fremont Bank, and no fees will be paid.
