Treasury Management
&•Cards Sales Officer•, you will be focused on growing Treasury Management and Cards solutions.

The Treasury Management & Card Sales Officer (TMCSO) will also be responsible for maintaining and cross-selling. This role is responsible for directly and/or indirectly selling and maintaining depository accounts, treasury management services and Commercial Card solution sets. The TMCSO partners with internal stakeholders to be the single point of accountability and/or advisor's on prospects' and clients' deposit, treasury management, risk and other company payments needs. They focus on creating and delivering customized client centric solutions through a consultative approach. Start with us for service, support and solutions. As your business needs evolve, you need dependable business solutions to support your strategy. Whether you're launching a new product, planning an expansion or maximizing cash flow, start with us. We are ready to help you reach your goals with business solutions designed to keep you and your business moving forward.

_How_
_you'll_
_spend your time: _
+ You will manage a portfolio of existing clients with focus on profitable, organic revenue growth and minimizing attrition.

+ You will manage portfolio of new-to-bank clients with focus on revenue growth. + You will know and understand business's organization, expected activity; identify and communicate operational credit exposures and other risks. + You will understand treasury management product risk and ensure UMB's credit policies and other risks (e.g., reputational, legal) are adhered to and mitigated. + You will establishappropriate expectations for onboarding including execution of documentation and ensure ramp of sold services. + You will conduct independent and codependent sales calls on companies to generate new, high-quality and profitable Treasury Management and deposit business to achieve or exceed specific year over year growth goals. + You will take a role in market by actively engaging in local industry associations, networking groups and /or community associations. + You will identify working capital efficiency opportunities for a business and deepen relationships accordingly; ensure business awareness of market and industry trends; identify dissatisfiers and escalates appropriately. + You will identify and refer ancillary business opportunities to appropriate partners. + You will design customer-centric treasury management solutions, and provide consultative expertise on the liquidity management cycle. + You will identify both internal and external prospects; Develop and maintain relationships with prospects to profitably expand business. + You will provide thought leadership within and outside market through, but not limited to, hosting corporate events, attending and speaking at industry conferences, etc. + You will engage with internal marketing in the design of sales collateral and company-sponsored marketing. + Other duties as assigned.

_We're_
_excited to talk with you if: _
+ You have 3+ years banking experience with 2+ years in selling or supporting commercial or treasury services.

+ You demonstrate the ability to prospect, network& influence at various levels within a company and with clients - very self-motivated. + You are knowledgeable in Treasury Management products and services, corporate cash flow process. + You are knowledgeable of market/industry trends. + You demonstrate excellent communication skills (written & verbal). + Demonstrates proficiency in Microsoft products (Word, Excel, PowerPoint) + You have a knowledge of credit and operational risk. + You have knowledge of Commercial Payments & Cards. + You have knowledge of TM & card-based applications

_Bonus points if:_
+ You possess a Bachelor's degree. + You hold one of the following certifications: Certified Treasury Professional (CTP) or Certified Cash Management (CCM). + You have a strategic sales planning ability to define target markets and strategic sales approaches. This position was posted on 08/25/2026. The application deadline for this position is 45 days from the posting date unless filled earlier.
Compensation Range:
$98,208 - $144,705 _The posted compensation range on this listing represents UMB's good faith and reasonable estimate based on its budget and what it expects to be the starting pay for this role, but the actual compensation may vary by geographic location, experience level, and other job-related factors.

Please see the description of benefits included with this job posting for additional information._ UMB offers competitive and varied benefits to eligible associates, such as Paid Time Off; a 401(k) matching program; annual incentive pay; paid holidays; a comprehensive company sponsored benefit plan including medical, dental, vision, and other insurance coverage; health savings, flexible spending, and dependent care accounts; adoption assistance; an employee assistance program; fitness reimbursement; tuition reimbursement; an associate wellbeing program; an associate emergency fund; and various associate banking benefits. Benefit offerings and eligibility requirements vary.

Are you ready to be part of something more?
You're more than a means to an end—a way to help us meet the bottom line.

UMB isn't comprised of workers, but of people who care about their work, one another, and their community. Expect more than the status quo. At UMB, you can expect more heart. You'll be valued for exactly who you are and encouraged to support causes you care about. Expect more trust. We want you to do the right thing, no matter what. And, expect more opportunities. UMBers are known for having multiple careers here and having their voices heard. _UMB and its affiliates are committed to inclusion and diversity and provide employment opportunities to all employees and applicants for employment without regard to race, color, religion, sex (including gender, pregnancy, sexual orientation, and gender identity), national origin, age, disability, military service, veteran status, genetic information, or any other status protected by applicable federal, state, or local law. If you need accommodation for any part of the employment process because of a disability, please send an e-mail to_ _talentacquisition@umb.com_ _to let us know the nature of your request._ _If you are a California resident, please visit our_ Privacy Notice for California Job Candidates (https://p1.aprimocdn.net/umb/cdbf5f22-8f7a-43b9-bd03-b09f014a39c3/Privacy\\_Notice\\_for\\_California\\_Candidates\\_Original\\_file.pdf) _to understand how we collect and use your personal information when you apply for employment with UMB._ \\#LI-AS1

_Who we are_
We are more than a company.

We are advisors, consultants, problem solvers, friends, community members, experts, and we are here to help you make the best of every moment with a financial foundation that can help you succeed. 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Treasury Management & Card Sales Officer