Senior Multifamily Underwriter, Vice President

Job Listing ID:

4498149

Job Title:

Senior Multifamily Underwriter, Vice President Application Deadline:

Open Until Filled

Job Location:

Prineville

Date Posted:

05/23/2026

Hours Worked Per Week:

Not Provided Shift:

Not Provided Duration of Job:

Either Full or Part Time, more than 6 months You may contact this employer directly. (Obtain the contact information to print or add to your jobs.)

Job Summary:

Location:

We have a strong preference for candidates located in the Pacific Time Zone. M& T Realty Capital Corporation is a wholly-owned subsidiary of M& T Bank. As a full-service mortgage banking company, we specialize in providing competitive financing nationwide for commercial real estate.

Overview:

Responsible for due diligence and direct underwriting specializing in Agency Conventional Underwriting.

Primary Responsibilities:

Position responsibilities include some or all of the following depending on product specialty: Analyze/Spread operating statements for multifamily loan transactions in accordance with Fannie Mae and Freddie Mac guidelines. Responsible for accurate loan sizing and overall risk assessment prior to/or after application utilizing specific Investor underwriting guidelines and requirements. Interview prospective borrowers and property managers to obtain critical property, management, and borrower details for each transaction. Work closely with loan originators to help negotiate deal terms and resolve outstanding issues. Interact with respective Investor Representatives (Fannie Mae, Freddie Mac, etc) regarding loan transaction terms and waivers. Inspect property in accordance with Investor guidelines (travel required-national). Obtain and review all third party reports associated with each transaction as required by specific investor. Completion of underwriting narrative/committee package. Review of commitment letter and handoff to loan closing department. Adhere to applicable compliance/operational risk controls in accordance with Company or regulatory standards and policies. Complete other related duties as assigned.

Scope of Responsibilities:

Underwriters are required to use analytical skills to review rent roll, operating statements, financial statements, third party reports (real estate appraisals, market studies, physical needs reports and environmental reports) to make credit judgments and prepare the required application submissions to the appropriate agency.

Supervisory/ Managerial Responsibilities:

Indirect management/mentor of Agency loan processors or Junior FHA underwriters assigned to the transaction.

Education and Experience Required:

Bachelor's Degree or equivalent work experience and 5 years underwriting or related experience to include completion of multifamily inspection training (or similar work experience and credit training) or in lieu of a degree a combined minimum of 9 years' higher education and/or work experience including a minimum of 5 years underwriting or related experience to include completion of multifamily inspection training (or similar work experience and credit training). Experience with multifamily loan transactions in accordance with Fannie Mae and Freddie Mac guidelines. Ability to multi-task. Proficiency Excel and Word programs. Strong verbal and written communication skills. Strong analytical skills.

Why Choose MTRCC:

We are 1 of 5 US-based lenders offering Fannie Mae, Freddie Mac, FHA, bridge loans, life company, debt funds and other capital source relationships Our parent company, M& T Bank, is one of the largest commercial real estate lenders in the United States. We leverage the power of our balance sheet and other financial services to provide a wide array of resources to fit our clients' needs. Approved Fannie Mae DUS and Freddie Mac Optigo lender since 1989 One of the nation's leading firms providing FHA-insured multifamily mortgages and an approved MAP lender with 30+ years of experience We offer a competitive Multi...

Job Classification:

Loan Officers Access our statewide or regional occupation report for more information about wages, employment outlooks, skills, training programs, related occupations, and more. Compensation

Salary:

Not Provided Job Requirements

Experience Required:

 See Job Summary

Education Required:

None

Minimum Age:

N/A Gender:

N/A