Actuarial Personal Insurance Reserving
- Home Company The Hartford
Federal Contractor Location Helena, MT
Date Posted 06/16/2026
Description AD & Associate Actuary
- AS07AE We're determined to make a difference and are proud to be an insurancepany that goes well beyond coverages and policies. Working means having every opportunity to achieve your goals
- and to help others aplish theirs, too.
Join our team as we help shape the future. This opportunity is part of The Hartford's Personal Insurance Reserving team. The role is focused on reserving and trend analysis, primarily supporting The Hartford's $1.25B Homeowners book, with additional exposure to Auto Liability and Physical Damage. Reserving insights directly influence thepany's financial results and play a critical role in how our business is priced and managed. The student will collaborate with cross-functional partners and present analyses to leaders across Reserving, Product, and Claims. Personal Insurance is a fast-paced andpetitive environment with rich data and constant change, offering strong opportunities to develop analytical skills, synthesize insights, and drive meaningful business impact. Responsibilities Pricing support for PI Home rate indications that project rate needed to achieve a 15% return on equity. This involves conductingprehensive analyses using both internal and external data sources, including evaluating loss development factors, forecasting loss and premium trends, and assessing current and projected expense ratios, among other key elements. Additional support for Trend analysis to inform business decisions across multiple teams within Personal Insurance. Understanding of modeling done by ERM for CATs and Risk and Profitability for BMP to use results in indications work noted above. Develop and analyze internal and external monitoring reports serving as leading indicators to possible changes in rate indications. For the above work, present findings and rmendations to teammates and business partners to guide future decisions. Experience & Skills Bachelor's Degree required. AD & Associate Actuary Role 6-7 actuarial exams, 4+ years of experience, could be an Associate Strong analytical, critical thinking and problem-solving skills, with the ability to effectively resolveplex issues. Strong Excel skills required. Knowledge of SQL, VBA, R, Python, SAS or similar code languages a plus. Excellent written and verbalmunication skills. Attention to detail with strong time and project management skills. Driven, intellectually curious, passionate, resourceful and creative. Proactive individual, who challenges existing processes, can influence others and drive a process to a conclusion while meeting critical deadlines Work Arrangement This role will be hybrid in our Hartford CT location. (Tuesday-Thursday) or remote. Compensation The listed annualized base pay range is primarily based on analysis of similar positions in the external market. Actual base pay could vary and may be above or below the listed range based on factors including but not limited to performance, proficiency and demonstration ofpetencies required for the role. The base pay is just oneponent of The Hartford's totalpensation package for employees. Other rewards may include short-term or annual bonuses, long-term incentives, and on-the-spot recognition. The annualized base pay range for this role is $113,200
- $169,800 Equal Opportunity Employer/Sex/Race/Color/Veterans/Disability/Sexual Orientation/Gender Identity or Expression/Religion/Age
