CRE AI Analyst

CRE AI Analyst U.S. Bank National Association - 3.5 Minneapolis, MN Job Details Full-time $81,515 - $95,900 a year 4 hours ago Benefits Paid holidays Disability insurance Health insurance Dental insurance 401(k) Adoption assistance Parental leave Vision insurance Life insurance Qualifications Performance dashboard reports Statistics Portfolio monitoring Dashboard development Data Integration (Data management) Machine learning/AI-based analysis Underwriting Automation Process optimization Regulatory compliance Data reporting Prompt engineering Model deployment Real estate market analysis Data interpretation Senior level AI Real estate analysis Model evaluation Market research within real estate industry Generative AI Full Job Description At U.S. Bank, we're on a journey to do our best. Helping the customers and businesses we serve to make better and smarter financial decisions and enabling the communities we support to grow and succeed. We believe it takes all of us to bring our shared ambition to life, and each person is unique in their potential. A career with U.S. Bank gives you a wide, ever-growing range of opportunities to discover what makes you thrive at every stage of your career. Try new things, learn new skills and discover what you excel at—all from Day One. Job Description We are seeking a highly analytical and technically sophisticated Commercial Real Estate (CRE) Prompt Engineer & Data Analyst to drive the development and deployment of AI-enabled tools across our CRE credit, underwriting, and portfolio management functions. This role sits at the intersection of data science, credit analytics, and generative AI, responsible for designing high-quality AI prompts, improving model outputs, and translating complex CRE data into actionable insights for senior decision-makers. The ideal candidate combines deep CRE domain knowledge with hands-on experience in data analytics, AI tools (LLMs), and workflow automation, enabling scalable improvements in underwriting efficiency, portfolio monitoring, and risk management. Key Responsibilities 1. Prompt Engineering & AI Enablement Design, test, and optimize prompt frameworks for large language models (LLMs) to support: Credit memos and underwriting narratives Deal screening and risk identification Portfolio monitoring summaries Market and asset-level analysis Develop repeatable prompt templates and workflows to ensure consistency, explainability, and auditability Evaluate model outputs for accuracy, bias, and alignment with credit policy Partner with technology teams to embed AI tools into underwriting and portfolio systems 2. CRE Data Analysis & Insights Analyze loan-level, property-level, and market data to generate actionable insights on: Portfolio performance (NOI trends, DSCR, LTV migration) Sector exposure (multifamily, office, industrial, retail, specialty) Geographic and MSA-level risk concentrations Build dashboards and reporting to support: Credit committees Portfolio reviews Regulatory and risk management reporting Use statistical and analytical techniques to identify early warning signals and emerging risks 3. Underwriting & Credit Workflow Optimization Partner with credit officers and underwriters to: Streamline underwriting workflows via automation and AI Standardize data inputs and outputs across deal teams Reduce manual effort in memo writing, data aggregation, and analysis Translate credit policy and underwriting standards into machine-readable logic and prompts 4. Data Management & Governance Support the development of structured CRE data environments, including: Data ingestion, cleaning, and normalization processes Integration of internal and external data sources (e.g., market comps, rent data) Ensure adherence to data governance, model risk management (MRM), and compliance standards Document methodologies, assumptions, and prompt logic for auditability If there's anything we can do to accommodate a disability during any portion of the application or hiring process, please refer to our disability accommodations for applicants.

Benefits:

Our approach to benefits and total rewards considers our team members' whole selves and what may be needed to thrive in and outside work. That's why our benefits are designed to help you and your family boost your health, protect your financial security and give you peace of mind.

Our benefits include the following:

Healthcare (medical, dental, vision) Basic term and optional term life insurance Short-term and long-term disability Pregnancy disability and parental leave 401(k) and employer-funded retirement plan Paid vacation (from two to five weeks depending on salary grade and tenure) Up to 11 paid holiday opportunities Adoption assistance Sick and Safe Leave accruals of one hour for every 30 worked, up to 80 hours per calendar year unless otherwise provided by law Review our full benefits available by employment status here. U.S. Bank is an equal opportunity employer. We consider all qualified applicants without regard to race, religion, color, sex, national origin, age, sexual orientation, gender identity, disability or veteran status, and other factors protected under applicable law. E-Verify U.S. Bank participates in the U.S. Department of Homeland Security E-Verify program in all facilities located in the United States and certain U.S. territories. The E-Verify program is an Internet-based employment eligibility verification system operated by the U.S. Citizenship and Immigration Services. The salary range reflects figures based on the primary location, which is listed first. The actual range for the role may differ based on the location of the role. In addition to salary, U.S. Bank offers a comprehensive benefits package, including incentive and recognition programs, equity stock purchase 401(k) contribution and pension (all benefits are subject to eligibility requirements).

Pay Range:

$81,515.00 - $95,900.00 U.S. Bank will consider qualified applicants with arrest or conviction records for employment. U.S. Bank conducts background checks consistent with applicable local laws, including the Los Angeles County Fair Chance Ordinance and the California Fair Chance Act as well as the San Francisco Fair Chance Ordinance. U.S. Bank is subject to, and conducts background checks consistent with the requirements of Section 19 of the Federal Deposit Insurance Act (FDIA). In addition, certain positions may also be subject to the requirements of

FINRA, NMLS

registration, Reg Z, Reg G, OFAC, the NFA, the FCPA, the Bank Secrecy Act, the SAFE Act, and/or federal guidelines applicable to an agreement, such as those related to ethics, safety, or operational procedures. Applicants must be able to comply with U.S. Bank policies and procedures including the Code of Ethics and Business Conduct and related workplace conduct and safety policies. Posting may be closed earlier due to high volume of applicants.