Data Scientist

About Us Visa is a world leader in payments technology, facilitating transactions between consumers, merchants, financial institutions and government entities across more than 200 countries and territories, dedicated to uplifting everyone, everywhere by being the best way to pay and be paid. At Visa, you'll have the opportunity to create impact at scale — tackling meaningful challenges, growing your skills and seeing your contributions impact lives around the world. Join Visa and do work that matters - to you, to your community, and to the world. Progress starts with you. Job Description To ensure that Visa's payment technology is truly available to everyone, everywhere requires the success of our key bank or merchant partners and internal business units. The Global Data Science group supports these partners by using our extraordinarily rich data set that spans more than 3 billion cards globally and captures more than 100 billion transactions in a single year. Our focus lies on building creative solutions that have an immediate impact on the business of our highly analytical partners. We work in complementary teams comprising members from Data Science and various groups at Visa. To support our rapidly growing group we are looking for Data Scientists who are equally passionate about the opportunity to use Visa's rich data to tackle meaningful business problems. You will join one of the Data Science focus areas (e.g., banks, merchants & retailers, digital products, marketing) with an opportunity for rotation within Data Science to gain broad exposure to Visa's business. The role is based in Foster City, CA.

Essential Functions:

Be an out-of-the-box thinker who is passionate about brainstorming innovative ways to use our unique data to answer business problems Communicate with clients to understand the challenges they face and convince them with data Extract and understand data to form an opinion on how to best help our clients and derive relevant insights Develop visualizations to make your complex analyses accessible to a broad audience Find opportunities to craft products out of analyses that are suitable for multiple clients Work with stakeholders throughout the organization to identify opportunities for leveraging Visa data to drive business solutions. Mine and analyze data from company databases to drive optimization and improvement of product, marketing techniques and business strategies for Visa and its clients Assess the effectiveness and accuracy of new data sources and data gathering techniques. Develop custom data models and algorithms to apply to data sets. Use predictive modeling to increase and optimize customer experiences, revenue generation, data insights, advertising targeting and other business outcomes. Develop processes and tools to monitor and analyze model performance and data accuracy. This is a hybrid position. Expectation of days in office will be confirmed by your hiring manager. Visa requires at least 3 days in office, expectations of these days will be confirmed by your Hiring Manager. Qualifications Basic Qualifications

• 2 or more years of work experience with a Bachelor's Degree or an Advanced Degree (e.g. Masters, MBA, JD, MD, or PhD) Preferred Qualifications
• 3 or more years of work experience with a Bachelor's Degree or more than 2 years of work experience with an Advanced Degree (e.g. Masters, MBA, JD, MD)
• MS or PhD in Computer Science, Statistics, Econometrics, Operations Research, or a related quantitative discipline
• 2+ years of relevant industry experience in Data Science, Applied Machine Learning, or Advanced Analytics
• Advanced proficiency in Python and SQL, with hands‑on experience leveraging big‑data technologies for large‑scale data processing
• Experience using BI and data‑visualization tools (e.g., Tableau, Power BI, Looker) to build dashboards, conduct exploratory analysis, and communicate insights to business stakeholders
• Deep experience designing, building, and optimizing large‑scale data pipelines, including ingestion, transformation, aggregation, feature engineering, and performance tuning with cost optimization in Hive and Spark, as well as developing reusable analytical tools used across teams
• Hands‑on experience building, validating, and deploying machine‑learning models at scale (e.g., risk, fraud, authorization, customer behavior, or network analytics)
• Knowledge of causal inference and experimentation, including A/B testing, Difference‑in‑Differences, and uplift modeling
• Strong communication and stakeholder management skills, translating complex analytical results into clear, actionable insights and influencing senior leaders across business teams U.

S. Applicants Only The estimated salary range for this position is $137,400.00 to $ 212,500.00 USD per year, which may include potential sales incentive payments (if applicable). Salary may vary depending on job-related factors which may include knowledge, skills, experience, and location. In addition, this position may be eligible for bonus and equity.

Visa has a comprehensive benefits package for which this position may be eligible that includes Medical, Dental, Vision, 401(k), FSA/HSA, Life Insurance, Paid Time Off, and Wellness Program. Work Hours Varies upon the needs of the department. Travel Requirements This position requires travel 5-10% of the time. Mental/Physical Requirements This position will be performed in an office setting. The position will require the incumbent to sit and stand at a desk, communicate in person and by telephone, frequently operate standard office equipment, such as telephones and computers. Visa is an EEO Employer Qualified applicants will receive consideration for employment without regard to race, color religion, sex, national origin, sexual orientation, gender identity, disability or protect veteran status. Visa will also consider for employment qualified applicants with criminal histories in a manner consistent with the EEOC guidelines and applicable local law. If you thrive on rapid growth and enjoy working alongside positive, driven teammates, you'll feel right at home here. Help us to uplift everyone, everywhere. Whether you're starting your career, pushing your capabilities or are a seasoned professional, learn how we can partner to reimagine the world. Introduce yourself to our recruiters and we'll get in touch if there's a role that seems like a good match. At Visa, we are driven by a common purpose - to uplift everyone, everywhere by being the best way to pay and be paid. Our evolving technology keeps us at the heart of the digital economy, connecting people to 80+ million businesses worldwide. Backed by a resilient, proven model, our expanding network fuels growth—for Visa and for your career. Your journey starts here — discover how we hire Ready to take the next step? Learn more about life at Visa, explore our hiring process and get first-hand insights by hearing directly from our recruiters about what to expect. Apply with confidence today! Learn our recruiting process