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German American Bank

Collections Specialist I

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What they do

A Collections Specialist works for a company or credit agency to collect bill or account payments owed by customers. Reviews the amount of an overdue account, contacts customers to request payment, and negotiates payment plans as needed.

$39,077 / year median in Kentucky

-23% projected decline

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Job Description

Collections Specialist I Owensboro, KY, United States | req2386 Posted on: 7/9/2026
Job Title:
Collections Specialist I Make a Difference Helping Customers Get Back on Track Are you someone who enjoys problem-solving and connecting with people? As a Collections Specialist I, you'll work directly with customers to understand their situations, identify solutions, and help them get back on the path to financial wellness. You'll build relationships, think critically, and make a meaningful impact every day. A Day in the Life You'll spend your day reaching out to customers with past-due accounts, discussing payment options, and documenting your conversations. When something doesn't add up, you'll dig deeper — researching payment issues, credit reports, and other details to find the root cause. You'll collaborate with your teammates and escalate unique situations as needed, all while maintaining professionalism and empathy. What You'll Bring Ability to communicate effectively and professionally (written and verbally), work with speed and accuracy, grasp technical information quickly and work independently and as a team member. Proficiency in Microsoft Word and Excel Willingness to travel for early training Bonus Points 1-2 years of experience in customer service, banking, or collections What we can offer you: Medical, dental, vision, STD, LTD, Life insurance, etc. 17 Days Paid Time Off, along with11 paid holidays and bereavement leave Education Assistance Program Paid Parental Bonding Leave Wellness benefits Life event coverage Service awards Financial benefits including 401(k) match, stock purchase plan and more Great deals on both national and local discounts on everything from computers and vacations to phones and retail shopping. Logo wear discounts Free checking account, checks and discounted bank services This position will be located at: 313 Frederica St Owensboro, Kentucky, 42301 United States
About Us:
German American Bancorp and its family of financial services companies employ talented, compassionate people throughout the organization, truly making German American special. Delivering genuine, customized, personal service with a focus on truly serving customers and communities well, our employees bring the Shield of Excellence commitment to life with each and every interaction.