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WW
WAC World Acceptance Corporation
Collections Representative
Career Insights for Collections Specialist
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Scorecard
Based on South Carolina data
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What they do
A Collections Specialist works for a company or credit agency to collect bill or account payments owed by customers. Reviews the amount of an overdue account, contacts customers to request payment, and negotiates payment plans as needed.
$40,498 / year median in South Carolina
-23% projected decline
Job Description
Come join our amazing team not only to earn monthly bonuses but to start your career! You can be a part of an ever-growing company with new opportunities no matter your experience level. Our Collections team works with our customers to help find them solutions to their unpaid accounts while working competitively in a team environment.
Job Description Essential Duties and Responsibilities:
- Make outbound collection calls on World Acceptance Corporation's delinquent customer accounts.
- Process correspondences with adherence to the Fair Debt Collection Practices Act (FDCPA).
- Maintain knowledge of functional area and company policies and procedures.
- Provide feedback to management concerning possible opportunities for areas of improvement.
- Provide valuable insight and recommendations to improve processes and efficiency.
Qualifications:
To perform this job successfully, an individual must be able to perform each essential duty satisfactorily. The requirements listed below are representative of the knowledge, skill, and/or ability required:- Ability to work in a team fostered environment.
- Ability to work in a multi-tasked environment.
- Ability to prioritize and organize work.
- Ability to adapt to flexible work scheduling.
- Ability to maintain the highest level of confidentiality.
- Proficient personal computer skills.
- Excellent interpersonal, written, and oral communication skills.
- Pay Range is $16-$20 Education and/or
Experience:
- High School Diploma or General Educational Development (GED) Certificate.
- Previous experience in a call center/collections setting. Physical and Environmental Requirements
- Office‑based role with standard lighting and noise levels
- Combination of stationary work and regular movement throughout the office, including occasional walking, standing, bending, reaching, and similar activities
- Occasional light lifting, pushing, or pulling of office materials (generally up to 30 pounds)
- Ability to perform computer work, handle documents, and communicate information effectively
- Fast‑paced environment with shifting priorities and deadlines; requires professionalism, adaptability, collaboration, and multitasking
- Frequent interaction with customers and coworkers; must communicate clearly and professionally in person, by phone, and electronically
- May perform incidental tasks to help maintain a professional office environment
- Regular in-person attendance during scheduled work hours is essential; occasional extended hours or weekend work may be required based on business needs