Leads commercial collections litigation recovery strategy, directs outside counsel and collection agencies, ensures legal and regulatory compliance, manages partner performance, and develops recovery initiatives for small business loan portfolios. The role handles escalated litigation and post-judgment remedies, collaborates with Collections, Fraud, Legal, and Analytics, supports training and quality control, and delivers performance reporting and process improvements. The summary above was generated by AI We are interested in every qualified candidate who is eligible to work in the United States. However, we are not able to sponsor visas or take over sponsorship at this time. #B I-H ybrid #LI-Hybrid About the role: As the Commercial Litigation Recovery Lead at Enova, you will serve as the team's go-to advisor on litigation strategy, collections policy, and matters at the intersection of legal and operational risk. You will direct outside counsel on routine and complex commercial collections litigation, help set and enforce partner performance expectations, and translate portfolio insights into recommendations that shape how Enova recovers on defaulted small business loans. As a hands-on leader, you will support the Litigation, Bankruptcy, and Analytics segments, step in on escalated or contested matters, and assist with vendor management, training, and team development. The role reports to the Recovery Litigation Manager.

Responsibilities:

Manage the relationships with Enova's outside law firm network and OCAs, serving as the primary point of contact for partner leadership on performance, strategy, and escalations. Direct outside counsel in routine and complex commercial collections litigation, collaborating on enterprise-wide and case-specific strategy, including post-judgment remedies such as garnishment, levies, and asset recovery. Ensure litigation and collections activity across the internal team and partner network complies with applicable federal and state law. Partner with Collections, Fraud, Legal, and Analytics to develop and implement strategies that increase recovery across the pre- and post-charge-off lifecycle for Enova's small business portfolios. Lead projects to help the recovery litigation team drive efficiency, improve processes, and increase production. Support the Recovery Litigation Manager with training, coaching, and quality control for recovery team members, and with monthly and executive reporting on partner and litigation performance.

Preferred Qualifications:

Juris Doctor from an accredited law school. Prior experience working in a law firm, in-house legal department, or collection agency environment. Experience with post-judgment remedies and creditor-side commercial bankruptcy. Experience building or managing vendor scorecards, SLAs, or performance-based placement models.

Requirements:

3-5 years of experience in commercial collections, creditor-side litigation, commercial financial services or fintech, or creditor-side bankruptcy, with demonstrated exposure to managing outside counsel or third-party vendors. Working knowledge of the laws and regulations governing commercial debt collection and judgment enforcement, or the ability to acquire it quickly. Strong negotiation, critical thinking, and judgment; able to weigh legal risk against business outcomes and make sound recommendations under pressure. Excellent written and verbal communication, including the ability to set expectations with external partners and present to senior leadership. Demonstrated ability to manage projects independently, hold others accountable to deadlines, and operate with minimal oversight. Proficiency in Excel and comfort navigating multiple systems of record (e.g., Salesforce, vendor management and litigation tracking platforms).

Compensation:

The budgeted annual salary range for this position is $85,000 to $110,000. Actual annual salary will be determined based on qualifications, skills, experience, and level assessed during the hiring process and may fall outside of the range shown. Additional compensation for this role may include a bonus. All full-time employees are eligible to participate in Company benefits, described in more detail here.

Benefits & Perks:

Our hybrid roles require in-office work Tuesday through Thursday, with remote flexibility on Mondays and Fridays. This schedule fosters collaboration, team connection, and strategic planning, enhancing communication and effectiveness to drive results. Health, dental, and vision insurance including mental health benefits 401(k) matching plus a roth option (U.S. Based employees only) PTO & paid holidays off Sabbatical program (for eligible roles) Summer hours (for eligible roles) Paid parental leave DEI groups (B.L.A.C.K. @ Enova, HOLA @ Enova, Women @ Enova, Pride @ Enova, South Asians @ Enova, APEX @ Enova, and Parents @ Enova) Employee recognition and rewards program Charitable matching and a paid volunteer day…Plus so much more! About Enova Enova International is a leading financial technology company that provides online financial services through our AI and machine learning-powered Colossus™platform. We serve non-prime consumers and businesses alike, while offering world-class technology and services to traditional banks—in order to create accessible credit for millions. Being a values-driven organization is at the core of Enova's success. We live our values by listening to our customers, challenging assumptions, thinking big, setting high expectations, and hiring and developing the best. Through our values and our commitment to making Enova an awesome place to work, we maintain an environment of inclusion and culture where our employees can thrive. You can learn more about Enova's values and culture here . It is our policy to provide equal employment opportunity for all persons and not discriminate in employment decisions by placing the most qualified person in each job, without regard to any other classification protected by federal, state, or local law.

California Applicants:

Click here to review our California Privacy Policy for Job Applicants. Read Full Description Enova Denver, Colorado, USA Office Across the street from Civic Center Park and a short walk from the Capitol Building. Similar Jobs at Enova Enova Team Lead One Month Ago Easy Apply Hybrid Denver, CO, USA Easy Apply 58K-172K Annually Senior level 58K-172K Annually Senior level Fintech

• Information Technology
• Machine Learning
• Software
• Analytics
• Financial Services Lead and coach a team of direct sales representatives to meet team quota and drive long-term revenue from small businesses.

Monitor pipelines, analyze funnel data to identify improvement areas, conduct 1:1s and trainings, and manage priorities in a high-volume transactional environment while collaborating cross-functionally. Enova Collections Support Specialist (Hybrid) One Month Ago Easy Apply Hybrid Denver, CO, USA Easy Apply 23-25 Hourly Junior 23-25 Hourly Junior Fintech

• Information Technology
• Machine Learning
• Software
• Analytics
• Financial Services Support Small Business Collections by managing email case queues, UCC filings, legal fee and write-off processing, manual skip tracing, maintaining dialer metrics, executing payments, and improving processes.

Collaborate with leadership and cross-functional teams to ensure accurate, auditable records and timely completion of daily, weekly, and monthly tasks.

Top Skills:

Excel Google Docs Google Sheets Salesforce Enova Small Business Collections Representative (Hybrid) One Month Ago Easy Apply Hybrid Denver, CO, USA Easy Apply 25-25 Hourly Entry level 25-25 Hourly Entry level Fintech

• Information Technology
• Machine Learning
• Software
• Analytics
• Financial Services The Collections Representative handles customer calls for overdue payments, offers payment solutions, and maintains customer records while ensuring compliance with collection laws.

Top Skills:

Salesforce What you need to know about the Colorado Tech Scene With a business-friendly climate and research universities like CU Boulder and Colorado State, Colorado has made a name for itself as a startup ecosystem. The state boasts a skilled workforce and high quality of life thanks to its affordable housing, vibrant cultural scene and unparalleled opportunities for outdoor recreation. Colorado is also home to the National Renewable Energy Laboratory, helping cement its status as a hub for renewable energy innovation.

Key Facts About Colorado Tech Number of Tech Workers:

260,000; 8.5% of overall workforce (2024 CompTIA survey)

Major Tech Employers:

Lockheed Martin, Century Link, Comcast, BAE Systems, Level 3

Key Industries:

Software , artificial intelligence , aerospace , e-commerce , fintech , healthtech

Funding Landscape:

$4.9 billion in VC funding in 2024 (Pitchbook)

Notable Investors:

Access Venture Partners, Ridgeline Ventures, Techstars, Blackhorn Ventures Research Centers and Universities:

Colorado School of Mines, University of Colorado Boulder, University of Denver, Colorado State University, Mesa Laboratory, Space Science Institute, National Center for Atmospheric Research, National Renewable Energy Laboratory, Gottlieb Institute