Small Business Relationship Manager
- In Office Zions Bancorporation
- 3.5 Midvale, UT Job Details $60,000
- $80,000 a year 21 hours ago Benefits Profit sharing Paid training Paid holidays Disability insurance Health insurance Dental insurance Flexible spending account Tuition reimbursement Paid time off Adoption assistance Parental leave Vision insurance 401(k) matching Benefits from day one Qualifications Sales negotiation Financial sales Credit risk assessment Customer service Banking analysis in risk and credit Credit history review Computer skills Full Job Description With benefits starting on day one, paid bank holidays, profit sharing and company-matched 401(k) contributions, Zions is dedicated to being an employer of choice in our communities.
At Zions, the possibilities are endless. You bring the talent; we bring the opportunity. We are currently seeking a Small Business Relationship Manager position located within Zions Bancorporation's footprint in
UT,ID,TX,AZ,CO,NV,OR,WA,CA.
Essential Functions:
Responsible for generating and structuring SBA and/or conventional loans by proactively calling, developing, and maintaining relationships. Identifies business development opportunities and participates in joint business development calls with bankers to assist in identifying and facilitating sales opportunities. Ensures loan quality by assessing client eligibility, reviewing financial statements and supporting documentation to determine appropriate solutions that meets the client's loan needs. Ensures compliance with applicable federal, state, and local laws and regulations, SBA agency guidelines when necessary, and bank credit administration policies and practices. Structures loan proposals and prepares credit packages for appropriate approval authorities. Monitors assigned loan portfolio for risk rate accuracy and delinquencies to mitigate losses. May participate in community organizations and activities. Other duties as assigned.
Qualifications:
Requires a Bachelor's in marketing, finance, business, or related field and some experience with lending, credit, banking, or other directly related experience. A combination of education and experience may meet requirements. Basic knowledge of sales techniques, banking products and services, credit policies and regulations. Must have excellent customer service, negotiation and computer skills. Knowledge of commercial, SBA and/or small business lending. Must have strong analysis and credit review skills as well as basic working knowledge of relevant credit and risk policies.
Salary Range:
$60,000 to $80,000 depending on experience.
Benefits:
Medical, Dental and Vision Insurance•
START DAY ONE!
Life and Disability Insurance, Paid Paternal Leave, and Adoption Assistance Health Savings (HSA), Flexible Spending (FSA), and dependent care accounts Paid Training, Paid Time Off (PTO), and 11 Paid Federal Holidays 401(k) plan with company match, Profit Sharing, competitive compensation in line with work experience Mental health benefits, including coaching and therapy sessions Tuition Reimbursement for qualifying employees Employee Ambassador preferred banking products
