Title Insurance Reader

About the

Role:

We are seeking an experienced National Title Insurance Reader to join our production team. The Reader is responsible for reviewing title searches and abstracts to determine the insurability of a property. This role requires a high level of expertise in identifying title defects, encumbrances, and liens across multiple jurisdictions, ensuring that every commitment issued by the agency meets both underwriter and state-specific standards.

Primary Responsibilities:

Title Examination:

Review and analyze search abstracts, including deeds, mortgages, liens, judgments, and easements, to determine the status of title.

Commitment Preparation:

Draft clear and accurate title requirements and exceptions for the production team to include in the preliminary report or commitment.

Curative Guidance:

Identify title defects (e.g., breaks in chain of title, unreleased liens, or probate issues) and provide clear instructions to the curative department on how to resolve them.

Underwriter Liaison:

Consult with underwriters to obtain over-the-limit approvals or high-liability authorizations when necessary.

Multi-State Compliance:

Apply specific state laws and local customs to the examination process for a national portfolio.

Quality Assurance:

Finalize the "legal" portion of the file, ensuring that all vesting and legal descriptions are 100% accurate before moving to the closing desk.

Technical Skills & Requirements:

Software Proficiency:

Advanced experience with Qualia or similar national title production platforms.

Analytical Expertise:

Ability to read and interpret complex legal descriptions, maps, and surveys.

Underwriting Knowledge:

Deep understanding of ALTA standards and the ability to apply underwriter-specific guidelines (e.g., Fidelity, etc.) to various risk scenarios.

Decision-Making:

Strong ability to assess risk and determine which items must be cleared versus which can be insured over.

Qualifications:

3-5+ years of experience as a Title Reader or Examiner, preferably in a national or multi-state capacity. Comprehensive knowledge of title insurance principles, real estate law, and the recording process. Exceptional attention to detail and a "zero-error" mindset. Ability to work effectively in a fast-paced environment with high daily production quotas.

Work Environment:

This is an in-office position. The Reader is a central figure in our office workflow, collaborating daily with the Order Entry, Production, and Closing departments.

Pay:

From $75,000.00 per year

Benefits:

401(k) 401(k) matching Dental insurance Health insurance Life insurance Paid time off Vision insurance

Work Location:

In person