The State Bank of Geneva, a locally owned community bank serving the surrounding communities for more than 120 years, is seeking a dependable, detail-oriented Trust Operations Clerk to support the daily processing and recordkeeping functions of the Trust Department. This is a back-office operations position focused on accurate data entry, transaction processing, asset movement, account maintenance, and operational support. The position does not have primary responsibility for client relationship management or business development. Position Summary The Trust Operations Clerk performs the operational and administrative processing required to support trust, estate, agency, investment management, and other fiduciary accounts. The position enters and maintains account information, processes routine transactions, assists with asset transfers, maintains supporting documentation, performs routine reconciliations and quality-control checks, and supports Trust Department personnel in the accurate and timely completion of account activity. Work must be performed in accordance with governing documents, authorized instructions, Bank policies, Trust Department procedures, and applicable legal and regulatory requirements. Primary Responsibilities
- Open new accounts, perform account maintenance, and process account closings or terminations.
- Enter, update, and maintain appropriate information in the trust accounting system and related records.
- Use InfoVisa's trust accounting system to perform daily trust operations duties, including billing, payments, cash and wire transfers, ACH transactions, receipts, disbursements, distributions, and other authorized account activity.
- Review transaction instructions and supporting documentation for completeness, proper authorization, account coding, and compliance with established procedures before processing.
- Initiate authorized security transactions, including purchases and sales of account assets.
- Calculate, generate, and post monthly and quarterly account fees.
- Generate monthly and quarterly account statements.
- Maintain accurate documentation for all transactions.
- Perform routine reconciliations of cash, pending transactions, and system records.
- Monitor pending items, transfer requests, cash needs, deadlines, and other items through completion.
- Protect confidential client, beneficiary, financial, and Bank information and follow established information-security and records-retention requirements.
- Participate in department meetings, training, cross-training, procedure updates, system testing, and process-improvement efforts.
- Provide operational backup for other Trust Department functions as assigned.
- Perform other duties and responsibilities as assigned based on departmental and business needs. Education and Experience
- Associate or bachelor's degree in business, accounting, finance, legal studies, or a related field preferred. Relevant banking, trust operations, bookkeeping, accounting, or financial-services experience may be considered in place of a degree.
- Prior experience in trust operations, banking operations, bookkeeping, accounting, securities processing, asset servicing, or a comparable transaction-processing role is preferred but not required.
- Experience with trust accounting or financial recordkeeping is preferred. Knowledge, Skills, and Abilities
- Exceptional accuracy and attention to detail in data entry, transaction processing, documentation, and recordkeeping.
- Ability to follow written procedures, apply established controls, and recognize transactions or circumstances that require additional review or approval.
- Basic understanding of accounting concepts, including debits and credits, cash activity, income and principal, and account reconciliation.
- Ability to organize and prioritize a high volume of transactions, deadlines, pending items, and requests.
- Clear and professional written and verbal communication skills.
- Ability to complete assigned processing accurately under established procedures while collaborating effectively with department colleagues and seeking guidance when appropriate.
- Proficiency with Microsoft Word and Excel, as well as Windows File Explorer and electronic document management.
- Sound judgment, discretion, and commitment to confidentiality, internal controls, regulatory compliance, and accurate work. Benefits
- 401(k)
- 401(k) Matching after six months of employment
- Health Insurance
- Bank-Paid Life Insurance
- Paid Time Off
- Voluntary Dental Insurance
- Voluntary Vision Insurance
- Additional Voluntary Life Insurance Equal Opportunity Employer The State Bank of Geneva is an Equal Opportunity Employer.
Employment decisions are made without regard to race, color, religion, sex, national origin, age, disability, veteran status, or any other protected characteristic under applicable federal, state, or local law. This job description is intended to describe the general nature and level of work performed. It is not an exhaustive list of all duties, responsibilities, or qualifications. Duties may be modified based on the needs of the Bank. Nothing in this job posting constitutes a contract of employment or guarantees employment for any specific period. Employment with The State Bank of Geneva is at at-will as permitted by applicable law.
Pay:
$50,000.00 - $55,000.00 per year
Benefits:
401(k) 401(k) matching Flexible spending account Health insurance Life insurance Paid time off
Work Location:
In person