Find & Apply For Compliance Officer / Analyst Jobs in New Caney, Texas

Job Title Location Posted Date Employment Type Hiring Department Lending Compliance Officer New Caney or Conroe, TX 2026-09-16

Full-Time Craig Parker Job Title:

Lending Compliance Officer Department:

Compliance Location:

New Caney or Conroe, TX FLSA Status:

Exempt Position Summary:

The Lending Compliance Officer is responsible for monitoring, evaluating, and supporting compliance across Colony Ridge's owner-financed lending operations. This position will review loan files, underwriting decisions, disclosures, marketing practices, servicing activities, policies, and procedures to identify potential compliance risks and ensure consistent application of applicable federal and state requirements. The Lending Compliance Officer will serve as a subject-matter resource to Underwriting, Sales, Loan Servicing, Closing, Finance, and Legal and will assist in maintaining a strong lending compliance program throughout the entire loan lifecycle.

Key Responsibilities:

Review loan files, disclosures, underwriting documentation, and closing documents for compliance with applicable federal and state lending requirements. Monitor compliance with applicable requirements under TILA, ECOA, Fair Housing Act, FCRA, RESPA where applicable, and applicable Texas lending and consumer-credit laws and regulations. Conduct periodic loan-file audits, quality-control reviews, and compliance testing. Monitor underwriting practices for consistent application of established lending and underwriting standards. Conduct or support fair lending monitoring and analysis to identify potential disparities or inconsistent treatment. Review lending advertisements, marketing materials, customer communications, and sales practices for compliance. Maintain and update lending compliance policies, procedures, controls, checklists, and monitoring tools. Conduct periodic compliance risk assessments and recommend appropriate controls. Track regulatory and legislative changes affecting Colony Ridge's lending operations and communicate applicable changes to management and affected departments. Prepare compliance reports, audit findings, risk assessments, and corrective-action recommendations for senior leadership. Track identified compliance deficiencies through resolution and verify that corrective actions have been appropriately implemented. Investigate and assist with resolving consumer complaints involving loan terms, disclosures, underwriting, servicing, or other lending practices. Support responses to regulatory inquiries, examinations, audits, and other compliance reviews. Assist with the development and delivery of compliance training for Underwriting, Sales, Closing, Servicing, and other employees involved in the lending process. Maintain complete and accurate compliance documentation and records to support audit and examination readiness. Partner with Legal, Underwriting, Loan Servicing, Sales, and Finance while maintaining appropriate independence in monitoring and reporting compliance matters. Escalate significant compliance risks, violations, or recurring deficiencies to the appropriate level of management. Maintain current knowledge of regulatory developments, enforcement actions, and industry practices affecting the Company's lending activities. Perform other duties as assigned.

Required Qualifications:

Bachelor's degree in Business, Finance, Legal Studies, Accounting, Compliance, Risk Management, or a related field. Minimum of 3 years of experience in lending compliance, regulatory compliance, consumer finance, mortgage lending, banking, loan auditing, or a related field. Working knowledge of federal consumer lending and fair lending requirements. Understanding of applicable Texas lending and consumer-credit requirements. Experience reviewing loan files, disclosures, policies, or lending practices for compliance. Strong analytical, investigative, and documentation skills. Exceptional attention to detail. Ability to interpret regulatory requirements and translate them into practical policies and procedures. Ability to communicate compliance requirements effectively to employees who do not work in compliance or legal functions. Proficiency with Microsoft Office, particularly Excel and Word. Ability to maintain confidentiality and exercise sound professional judgment when handling sensitive financial, legal, and personal information.

Preferred Qualifications:

Experience with land financing, seller financing, owner-financed transactions, contracts for deed, or real estate lending. Experience with fair lending monitoring or testing. Experience conducting internal compliance audits or quality-control reviews. Experience supporting regulatory examinations, audits, or government inquiries. Experience developing or maintaining a compliance management system. CRCM or other relevant compliance certification. Bilingual English/Spanish proficiency is a plus.