Find & Apply For Credit Analyst / Authorizer Jobs in Birmingham, Alabama

Summary:

The Credit Administration Officer is responsible for being a point of contact and key resource for the Relationship Management teams within their designated region by providing expertise on credit. In addition, this role monitors the health of the regions' portfolio and creates critical reporting to identify trends or issues to Regional Credit Officer and leadership team. This role will also lead various projects as directed.

Responsibilities:

Manages credit reporting and tracks asset quality within region(s) to understand health of credit portfolio; includes identifying and reporting on trends to both Regional Credit Officer as well as leadership team. Monitors loan portfolio to ensure conformity of terms to policy and ascertain any developing trends and identify any potential problems. Participates in preparation for monthly Regional Credit Committee meetings by creating meeting material, including reports, loan reviews and other attributes related to the region(s). Point of contact and handles credit projects and initiatives specific to assigned region(s).

Education/Experience:

Bachelor's degree preferred but not required 5+ years of experience within banking with a focus on credit Knowledge of state and federal lending laws and documentation requirements Basic understanding of accounting principals Microsoft Office including intermediate Excel/ Word skills

Skills/Abilities:

Excellent verbal and written communication Excellent customer service skills with external or internal team members Ability to problem solve and prioritize projects to best serve the region and team Ability to analyze details and report upon findings Ability to understand and access various bank systems