Find & Apply For Credit Analyst / Authorizer Jobs in La Mirada, California

SBA Credit Analyst Open Bank - 3.6 La Mirada, CA Job Details Full-time $24.04 - $24.52 an hour 3 hours ago Benefits AD&D insurance Disability insurance Health insurance Dental insurance 401(k) Flexible spending account Paid time off Employee assistance program Vision insurance 401(k) matching Qualifications Computer operation Phone communication Word processing Computer literacy Spreadsheets Writing skills Client inquiry handling In-person customer service Financial software Math Data interpretation Typing Productivity software Client interaction via phone calls Full Job Description At Open Bank, we pride ourselves on being different and OPEN to new ideas and opportunities for our clients and employees. We celebrate innovation, diversity, teamwork, excellence and integrity. We are an equal opportunity employer and offer competitive compensation and benefits package to recruit, retain and reward top talent. We would like to be your partner in success and happiness! Join our

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Job Title:

SBA Credit Analyst Department:

SBA Loan Center We are looking for a SBA Credit Analyst to join our SBA Loan Center team. The SBA Credit Analyst will be responsible for evaluating, analyzing, underwriting, documenting, and processing lending products and loan files.

Key Responsibilities:

Perform credit analysis and spreads on financial information and review application for SBA eligibility determination and communicate with management on loans. Site visitations to new borrowers and existing borrowers. Prepare & review files for policy, regulatory, and documentation compliance, including equal credit, fair credit reporting, BSA, and other regulatory requirements. Site visitations to new borrowers and existing borrowers. Prepare & review files for policy, regulatory, and documentation compliance, including equal credit, fair credit reporting, BSA, and other regulatory requirements. Prepare documents and meet with borrowers for proper, accurate, and timely signing of loan documents and perform notarization (if applicable). Follow up with tickler items. Review weekly past due reports to monitor payment performance of each borrower and take appropriate actions for delinquent borrowers.

Requirements/Qualifications:

Bachelor's degree in related field or equivalent work experience. Prior experience in business lending or banking preferred, but not required. Ability to retain broad knowledge of lending tasks, lending regulation, lien laws, and loan documentation. Excellent verbal and written communication skills. Good written and oral communication skills; ability to communicate effectively and project a professional image when giving and taking information in writing, in person, and over the phone. Ability to respond effectively to the most sensitive inquiries or client complaints. Present a professional image in dealing with customers, interdepartmental, and external representatives. Accurate typing/keyboarding skills; basic computer skills, including the use of word processing, spreadsheet software applications, core banking process systems, e-mail and on-line banking programs. Good analytical skills including the ability to define problems, collect data, establish facts, and draw conclusions. Ability to interpret an extensive variety of technical instructions in mathematical or diagram form and deal with several abstract and concrete variables. Ability to retain broad knowledge of lending tasks. Strong analytical skills with a thorough understanding of lending operations and client needs.

Employee Benefits & Perks Medical, Dental, & Vision :

Open Bank offers medical, dental, and vision insurance for all full-time employees and their immediate family members. Employees become eligible for insurance benefits on the first of the month following their hire date.

Life, Accidental Death & Dismemberment, & Long-Term Disability :

Open Bank pays 100% of the cost. Flexible Spending Account (FSA) : Tax-advantaged financial accounts are offered for employees to pay for eligible out-of-pocket expenses (health, dependent care, transit, and parking) with pre-tax dollars. 401(k)

Retirement Savings Plan :

Open Bank matches 100% of the first 6% of employees' contributions. Employees are eligible to participate on the first of the month following 90 days of employment. Paid Time Off (PTO) : Employees begin to accrue PTO hours at the time of hire to use for vacation, illness, or other personal reasons. Employee Assistance Program (EAP) : The EAP offers counseling sessions, online tools and resources, and legal and financial guidance for employees and their family.

Company Paid Lunch:

Open Bank provides company paid lunch twice a week. To view current job openings, please visit

Open Bank Careers Page :

https://myopenbank.com/about/#