Find & Apply For Credit Analyst / Authorizer Jobs in Milpitas, California

POSITION OVERVIEW

The SBA Loan Officer develops new business, structures SBA loan opportunities, and guides borrowers from application through closing. This role combines relationship management, credit analysis, and SBA lending expertise.

ESSENTIAL JOB FUNCTIONS

Originate new deals based on annual budget. Attend initial meetings with prospects/new clients. Work with client to complete SBA loan package. Work with team leader to structure loan. Assist in credit analysis and underwriting process. Ability to understand credit risk. Work with Closing Department on getting loans booked and closed. Work with SBA servicing in obtaining financial updates from borrowers. Assist Team Leader in training internal staff bank-wide. Establish a strong referral network . Keep up to date on SBA SOP. Perform additional duties as assigned.

QUALIFICATIONS

Education :

Bachelor's degree in Business or a related field preferred.

Years of Experience:

Minimum of 5 years of relevant experience.

Skills/Abilities:

Proven business development focus.

Knowledge:

SBA SOP, Accounting, and California real estate procedures.

EQUAL OPPORTUNITY EMPLOYER

EverTrust Bank is an Equal Opportunity Employer. We are committed to providing equal employment opportunities to all applicants and employees without regard to race, color, religion, sex, national origin, age, disability, protected veteran status, or any other characteristic protected by applicable federal, state, or local law.

Pay:

$130,000.00 - $180,000.00 per year

Benefits:

401(k) matching Dental insurance Life insurance Opportunities for advancement Paid time off Referral program Vision insurance Application Question(s): Will you now or in the future require the company to sponsor your employment authorization (e.g. H1-B, TN, E-3, or other employer-sponsored status)? Do you speak any languages other than English? If yes, please list the language(s) and your proficiency in speaking, reading, and typing. What is your expected compensation range? Please specify. Ability to

Commute:

Milpitas, CA 95035 (Required)

Work Location:

In person