Find & Apply For Credit Analyst / Authorizer Jobs in Norcross, Georgia

Overview We are seeking a dynamic and detail-oriented Pre Paid Debit & Credit Analyst to join our financial services team. In this role, you will play a vital part in managing and analyzing prepaid debit and credit products, ensuring compliance with industry regulations, and supporting the development of innovative financial solutions. Your expertise will help optimize portfolio performance, mitigate risks, and enhance client satisfaction. This position offers an exciting opportunity to contribute to a fast-paced environment where analytical skills and financial acumen drive success. Responsibilities Conduct comprehensive financial analysis of prepaid debit and credit portfolios, including cash flow analysis, financial statement interpretation, and risk assessment. Perform quantitative research and data collection to support product development, risk management, and compliance initiatives. Utilize financial software and Excel data analysis tools to develop models for forecasting, scenario analysis, and industry trend evaluation. Collaborate with cross-functional teams on loan processing, underwriting, and portfolio management activities to ensure adherence to regulatory standards. Engage in negotiation with clients or partners to optimize product offerings while maintaining compliance with loan regulations and fraud prevention protocols. Prepare detailed financial reports, summaries, and recommendations for senior management regarding portfolio performance and industry insights. Monitor industry knowledge of financial regulations affecting prepaid products, ensuring ongoing compliance with evolving standards. Qualifications Proven experience in financial analysis, including financial statement analysis, risk analysis, and cash flow modeling within banking or financial services environments. Strong understanding of commercial lending principles, underwriting processes, and credit analysis techniques. Knowledge of industry-specific regulations related to financial products, including compliance with loan regulations and fraud detection measures. Proficiency in Microsoft Office Suite, particularly Excel for data analysis, modeling, and reporting purposes. Background in accounting or finance with experience interpreting financial statements and conducting quantitative research. Excellent client communication skills coupled with the ability to write clear and concise financial reports. Familiarity with financial software tools used for loan processing, portfolio management, or mortgage servicing is a plus. Join us to leverage your expertise in financial concepts such as industry knowledge of regulations, risk mitigation strategies, and quantitative analysis—helping us deliver innovative prepaid debit and credit solutions that meet client needs while maintaining rigorous compliance standards.

Pay:

$45,000.00 - $55,000.00 per year

Benefits:

Referral program

Work Location:

In person