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Credit Analyst / Authorizer
Corbin, KY

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GPAC

Credit Analyst - Corbin, KY

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Job Description

GPAC is partnering with a confidential community bank client in the Corbin, KY area to hire a Credit Analyst. This is a strong seat for an analyst who wants real exposure to lending decisions and a clear path toward a lending or credit officer role.
Compensation:
$40K
  • 90K What you'll do
  • Analyze business and personal financial statements and tax returns for commercial, agricultural, and consumer credit requests
  • Spread financials and calculate cash flow, debt service coverage, leverage, and liquidity
  • Underwrite new loans and renewals and write clear credit memos with risk ratings and recommendations
  • Partner with lenders on loan structure, collateral, and covenants
  • Monitor the portfolio, track covenant compliance and financial reporting, and flag emerging risk
  • Support loan review, exam preparation, and credit policy compliance What we look for
  • Hands-on financial statement analysis experience, typically 1-3+ years in credit, lending, or accounting
  • Experience spreading financials and underwriting commercial or ag credits (tell us the loan @types and sizes you've worked on)
  • Strong command of cash flow analysis, global cash flow, and debt service coverage
  • Clear, concise credit memo writing
  • Familiarity with spreading software such as Moody's, Sageworks/Abrigo, or similar is a plus
  • Bachelor's degree in finance, accounting, or business Why work with GPAC
  • 30 plus years in permanent placement, with recruiters who specialize in banking and insurance
  • Confidential search: we share the opportunity with you before your name ever goes to the bank
  • Direct access to hiring leaders and honest feedback throughout the process
  • Our recruiters live in the states they cover and know the local markets Apply here or email Dustin Hanson at dustin.
hanson@gogpac.com to start the conversation.