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Commercial Loan Workout/CRU Officer - Credit Resolution

SUMMARY:

This positionis responsible foradministration of a portfolio of troubled and/or distressedCommercial and commercial real estate credits. The primary duties of this position includedeveloping and implementing credit administration strategies that minimize the Bank'spotential loss on each assigned credit. This position requires a thorough knowledgeof commercial credit underwriting and commercial collection practices, and the abilitytoeffectively negotiateappropriate exitor remediation strategies with borrowers. Thisposition works closely with Bank management, lendingstaffand legal counsel to protecttheBank's interests and ensure compliance with all applicable laws and regulations.

ESSENTIAL DUTIES AND RESPONSIBILITIES

To perform this job successfully, an individual must be able to perform each essential duty satisfactorily. The requirements listed below are representative of the knowledge, skill, and/or abilityrequired. Reasonable accommodations may be made to enable individuals with disabilities to perform the essential functions.

Review loan files upon assignment to understand the transaction and circumstances.

Takesappropriate actionto enforce the Bank's right or position with respect to the loanand collateral.

Discuss issues with supervisor, other management personnel, and/or legal counsel todevelop strategies and solutions.

Appropriately document loan files with respect to action taken andpertaining toeachassigned account.

Works with third parties whenappropriate todispose of collateral.

Interacts with and directs the activities of commercial banking officers on accounts thatare being handled on a shared responsibility basis.

Review, analyze and interpret financial statements, perform cashflowand personalfinancial statement analysisin order toassess the financial strength of a borrower.

Respond to common inquiries or complaints from customers, regulatory agencies,or members of the business community.

Maintain a comprehensive knowledge of applicable state and federal regulations relatingto collections and/or workouts and ensure that the Bank's policies and procedures are compliant with the same.

Develop and implement credit administration strategies that minimizethe Bank'spotential loss.

Work with department management, Executive Management, Credit Officers andlegal counsel to ensure assigned accounts are managedin accordance withBank'sCredit Policy and applicable laws and regulations.

Make, review, and approve foreclosure sale bid recommendationsReview and evaluate real estate and equipment liquidation scenarios for CRU officersReview foreclosure bidding instructions for CRU officers and provide input on the sameReview and evaluate collateral for commercial lenders as neededAct as the liaison between the department and vendors for real estate, equipment, vehicle sales as needed

OTHER REQUIREMENTS

Banking is a highly regulated industry and you will be expected to acquire and maintain a proficiency in the Bank's policies and procedures, and ad to all laws, rules and regulations that are applicable to your conduct and the work you will be performing.

You will also be expected to complete all assigned compliance trainingin a timely manner.

Professional appearance and demeanorPossess clear, concise, effective written and oral communication skills to effectively express thoughts,ideasand concepts to bank employees and bank customers.

Ability toidentifyredundancies and inefficiencies, makerecommendationsand successfully implement a solution.

Ability to quickly assess a situation andmake a decision.

Ability to work in a fast-paced environment with competing demands of time and resources.

Demonstrate confidence, assertiveness,professionalismand ability to interact with all ...For full information see follow application link. WesBanco is an Equal Opportunity, AA Employer. EOE//Disabled/Veteran