Find & Apply For Credit Analyst / Authorizer Jobs in Springfield, Missouri

Commercial Portfolio/Credit Manager in Springfield, New Jersey at

Atlantic Federal Credit Union Save New Salary:

$79000 - $110000

Job Function:

Accounting/Finance Atlantic Federal Credit Union Springfield, New Jersey, 07081, United States Posted on November 4, 2026 New job! Apply early to increase your chances of getting hired.

Job Description Description:

Responsible for the support of the Commercial Lending function, including assistance with loan questions, accompanying loan officers on calls when needed, preparation and presentation of loans to management and/or the Loan Committee, and the processing and closing of commercial loans.

• Review commercial and business loan applications and ensure proper loan disclosure.
• Perform credit analysis to evaluate creditworthiness of commercial applications, including financial statement spreads, cash flows, rental economics, appraisal and environmental reviews, and all other aspects of underwriting.
• Compare liquidity, profitability, and credit to similar businesses in the same geographic location.
• Ensure departmental compliance with all applicable Federal, State, laws, and regulations.
• Monitor existing loan portfolios to maintain a high-quality asset base and maintain up to date member files, including current financials, and all other required documentation.
• Evaluate member hardship requests to recommend payment plans as necessary.
• Consult with members to resolve loan concerns or member issues.
• Determine risk in extending credit and assign appropriate loan/risk grade.

Requirements:

Education and Experience:

• Bachelor's degree in business, accounting, or finance
• At least five years' related experience required.
• Formal credit training preferred.

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