Find & Apply For Credit Analyst / Authorizer Jobs in Hackensack, New Jersey

Overview We're seeking a Bank Credit Analyst / Underwriter to support our Commercial Real Estate lending team. This role is responsible for analyzing borrower financials, reviewing appraisals and leases, preparing credit packages, and assisting with loan structuring and risk assessment. The analyst also serves as a secondary point of contact for CRE clients and helps ensure timely, accurate loan processing. Key Responsibilities

• Perform full credit analysis for commercial real estate loans, including multifamily.
• Review financial statements, leases, appraisals, environmental reports, and other due‑diligence items.
• Proficiency in commercial real estate underwriting.
• Prepare credit packages and recommendations for internal loan committee.
• Maintain accurate credit risk ratings and complete annual loan reviews.
• Enter loan data into departmental systems and assist with term sheet preparation
• Coordinate with borrowers, loan officers, and third‑party vendors to obtain required documentation.
• Provide professional customer service and respond to inquiries.
• Ensure compliance with lending policies, BSA, and CIP requirements. Qualifications
• Minimum 2 years of banking experience with commercial real estate underwriting.
• Formal credit training required.
• Strong analytical, organizational, and communication skills.
• Proficiency in Microsoft Word and Excel.
• Associate degree or equivalent experience.

Pay:

$90,000.00 - $100,000.00 per year

Benefits:

401(k) 401(k) 6% Match 401(k) matching Dental insurance Employee stock purchase plan Flexible spending account Health insurance Health savings account Life insurance Paid time off Parental leave Vision insurance

Work Location:

In person