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Senior Credit Officer in West Union, West Virginia at

Burke & Herbert Bank & Trust Save New Job Function:

Accounting/Finance Burke & Herbert Bank & Trust West Union, West Virginia, 26456, United States Posted on November 7, 2026 New job! Apply early to increase your chances of getting hired. Job Description Burke & Herbert Bank & Trust

CLASSIFICATION

Exempt

REPORTS TO

Chief Credit Officer DATE:

November 6, 2026 JOB

DESCRIPTION

Summary/Objective The Senior Credit Officer is a senior individual contributor role within the Credit Risk Management function, responsible for independent credit judgment and risk assessment of complex commercial credits. This role will have significant loan authority to be used prudently. The position supports the Bank's credit culture by ensuring proper risk selection, adherence to credit policy, and consistent application of regulatory standards across business lines. While the role carries significant influence and authority, it does not include direct supervisory or people management responsibilities. Essential Functions Reasonable accommodations may be made to enable individuals with disabilities to perform the essential functions. Review and approve credit requests for commercial and business loan requests in accordance with loan policy. Review loan structures and recommend appropriate covenants and structural modifications to mitigate risk. Exercise independent authority to recommend loans outside of policy guidelines when warranted. Lead credit risk management activities including stress testing, financial analysis, and risk rating reviews. Provide credit policy interpretation and guidance to commercial lending partners. Collaborate with senior credit leadership to propose loan policy enhancements and updates. Mentor banker/underwriters/portfolio managers. Other Duties Support lending staff with loan presentations and documentation within credit systems. Assist in preparing quarterly and ad hoc credit and financial reports. Stay current on regulatory guidance, loan policy changes, and market conditions. Perform other duties as assigned. Skills/Abilities Advanced commercial credit underwriting and financial analysis skills. Strong leadership, mentoring, and team management capabilities. Advanced proficiency in Microsoft Excel; working knowledge of Word and Outlook. Strong analytical, critical thinking, written, and verbal communication skills. Ability to manage a high volume of transactions in a fast-paced, results-driven environment. Supervisory Responsibility This position does not have supervisory responsibilities. Work Environment This job operates in an office setting, the opportunity to telework is not available. This role routinely uses standard office equipment such as computers, phones, photocopiers, filing cabinets and fax machines. Office environment with job duties conducted via telephone, face to face meetings, and on the computer. Physical Demands This position requires manual dexterity, the ability to lift files and open cabinets. This position requires bending, stooping or standing as necessary. Travel Footprint wide travel may be required and regular visits to clients/prospects in market territory. Education and Experience Bachelor's degree in Business, Accounting, Finance, or a related field required. Requires at least 10 years of experience in commercial banking credit underwriting. Prior management or supervisory experience preferred. Demonstrated experience with credit risk management, loan policy interpretation, and credit committee presentations. Prior sales experience preferred. Equal Employment Opportunity/M/F/disability/protected veteran status Please note this job description is not designed to cover or contain a comprehensive listing of activities, duties or responsibilities that are required of the employee for this job. Duties, responsibilities and activities may change at any time with or without notice. This employer is an equal opportunity/affirmative action employer. All qualified applicants will receive consideration for employment without regard to sex, gender identity, sexual orientation, race, color, religion, national origin, disability, protected veteran status, age, or any other characteristic protected by law. Scan to Apply Just scan this QR code to apply from your phone. Fast Easy Apply on the go Scan to Apply Not ready to apply yet? Enter your email and we'll send you a reminder to come back and apply. Remind Me Later Explore Related Opportunities Credit Counselors and Loan Officers jobs near me in West Virginia Jobs near me in West Virginia Credit Counselors and Loan Officers jobs Job Location West Union, West Virginia, 26456, United States Frequently asked questions about this position Similar Jobs In West Union, West Virginia Mortgage Loan Specialist Burke & Herbert Bank & Trust Morgantown, West Virginia Commercial Banker United Bank Morgantown, West Virginia New Financial Controller Glenville State University Glenville, West Virginia Business Banking Officer The Citizens Bank of Weston Fairmont, West Virginia New Mortgage Loan Officer United Bank Vienna, West Virginia See Job Details