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Credit Analyst / Authorizer
Arlington, TN

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GPAC

Credit Analyst / Underwriter

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Job Description

#
WeAreHiring:
Credit Analyst & Commercial Underwriting Specialist 🏦 Our client, a Bank in the financial services sector, is seeking a skilled Credit Analyst to provide vital underwriting and analytical support to their Commercial Underwriting team. This is an excellent opportunity to join a dynamic environment where your expertise in financial analysis will directly impact sound lending decisions. 🔍
  • Key Responsibilities:
  • Spread and analyze personal and business financial statements, including tax returns, to assess financial capacity for lending.
  • Use sophisticated software tools to produce and evaluate key financial ratios and identify trends related to liquidity, revenues, and profitability.
  • Collaborate closely with Commercial Lending officers to ensure complete and accurate documentation for new credit proposals and renewals.
  • Assist in evaluating loan requests vigilantly, applying credit policies, identifying risks, and preparing clear, high-quality analysis for management and credit committees.
  • Communicate effectively with Retail and Lending staff throughout all phases of credit review to facilitate efficient approvals.
  • Ensure all loan files comply with applicable laws, regulations, and internal policies. 🎯
  • Qualifications:
  • 2 to 5 years of relevant experience in credit analysis or related roles.
  • Bachelor's degree with a concentration in Finance or Accounting.
  • Proficient with Microsoft Windows, Office Suite (Word, Excel), and loan processing systems.
  • Strong analytical skills with the ability to interpret complex documents and make well-informed decisions.
  • Excellent interpersonal skills, capable of building relationships with discretion, diplomacy, and tact.
  • Ability to handle physical demands such as lifting up to 50 pounds and remaining stationary for extended periods. 🌟
  • Preferred Skills:
  • Experience in
CRE, C&I
lending, loan structuring, financial structuring, and DSCR analysis. 💼
  • Work Environment:
  • Office setting with a professional and collaborative culture. 🎁
  • Benefits:
  • Comprehensive health, dental, and vision coverage, plus a 401(k) plan to help secure your future.
If you are a detail-oriented professional ready to advance your career in commercial credit analysis, we want to hear from you! 🚀 Send us your resume or reach out to schedule a conversation and explore this exciting opportunity. #CreditAnalyst #CommercialUnderwriting #FinanceJobs #BankingCareers #FinancialServices #JoinOurTeam #NowHiring My name is Denise Fair, and I look forward to discussing your career aspirations for a future role as a Senior Credit Analyst / Underwriter in Banking. For a fully
CONFIDENTIAL
conversation about this exciting opportunity, please reach out to me directly! Denise Fair Search Consultant gpac
  • Banking Division denise.
fair@gogpac.com I look forward to speaking with you soon!