Find & Apply For Financial Services Sales Agent Jobs in Irvine, Kentucky

BASIC FUNCTION

Responsible for soliciting, negotiating, underwriting, and coordinating the closing of consumer, residential, and commercial loans in compliance with the Bank's lending policies and procedures; develops deposit relationships with customers; and promotes business for the Bank by maintaining good customer relations and referring customers to appropriate staff for new services.

ESSENTIAL DUTIES

• To gather personal information from customers to ensure the credit worthiness of the customer and make sure that an informed decision is arrived at in regards to the borrower.
• To contact borrowers who have delinquent accounts for obtaining full payment or negotiate repayment options.
• To council clients with family and personal financial problems, such as excessive borrowing and spending.
• To analyze the applicants' financial status, property evaluations and credit to determine the feasibility of granting loans.
• Assist customers in opening personal and business DDA accounts, savings accounts, and certificates of deposit when needed to backup new account desk.
• Provide excellent customer service to both internal and external customers.
• Ensure all banking regulations are followed.
• Promote Citizens Guaranty Bank within the community by participating in community organizations and special events.
• Other duties as assigned.

KNOWLEDGE, SKILLS, AND ABILITIES

• Ability to think and act independently
• Good communication skills both written and oral
• High degree of accuracy
• Knowledge of bank regulations
• Proficient computer skills
• Tact and diplomacy in dealing with both customers and employees

TRAINING AND EXPERIENCE

:

• High school diploma or GED required
• Minimum 3 years lending experience preferred

Job Type:

Full-time Benefits:

401(k) 4% Match Dental insurance Employee assistance program Health insurance Life insurance Paid time off Vision insurance

Work Location:

In person