Find & Apply For Fraud Examiner / Analyst Jobs in Cedar Rapids, Iowa

Job Family Regulatory Compliance About Us At Transamerica, hard work, innovative thinking, and personal accountability are qualities we honor and reward. We understand the potential of leveraging the talents of a diverse workforce. We embrace an environment where employees enjoy a balance between their careers, families, communities, and personal interests. Ultimately, we appreciate the uniqueness of a company where talented professionals work collaboratively in a positive environment — one focused on helping people look forward and plan for the best life possible while providing tools and solutions that make it easier to get there. Who We Are We believe everyone deserves to live their best life. More than a century ago, we were among the first financial services companies in America to serve everyday people from all walks of life . Today, we're part of an international holding company, with millions of customers and thousands of employees worldwide. Our insurance, retirement, and investment solutions help people make the most of what's important to them. We're empowered by a vast agent network covering North America, with diversity to match. Together with our nonprofit research institute and foundation, we tune in, step up, and are a force for good — for our customers and the communities where we live, work, and play. United in our purpose, we help people create the financial freedom to live life on their terms. What We Do Transamerica is organized into three distinct businesses. These include 1) World Financial Group, including Transamerica Financial Advisors, 2) Protection Solutions and Savings & Investments, comprised of life insurance, annuities, employee benefits, retirement plans, and Transamerica Investment Solutions, and 3) Financial Assets, which includes legacy blocks of long term care, universal life, and variable and fixed annuities. These are supported by Transamerica Corporate , which includes Finance, People and Places, General Counsel, Risk, Internal Audit, Strategy and Development, and Corporate Affairs, which covers Communications, Brand, and Government and Policy Affairs. Transamerica employs nearly 7 ,000 people. It's part of Aegon, an integrated, diversified, international financial services group serving approximately 23.9 million customers worldwide.

• For more information, visit transamerica.

com . Job Description Summary Conducts routine to moderately complex reviews, investigations, monitoring, due diligence, and regulatory support to identify potential fraud, money laundering, sanctions, or related financial crimes risks. With general supervision, the Analyst applies procedures and investigative methods to document supported conclusions, recommend actions within guidelines, and escalate complex or higher-risk matters for additional guidance or direction.

Job Description Responsibilities:

• Conduct routine to moderately complex reviews, monitoring, triage, investigations, and due diligence involving potential financial crimes or regulatory concerns.
• Analyze information from systems, transactions, customers, agents, claims, policies, and other sources to identify risks and support disposition decisions.
• Prepare clear investigative files, findings, recommendations, and case documentation aligned with procedures and regulatory expectations.
• Support audits, examinations, reporting obligations, management reporting, dashboards, testing, projects, and system enhancements.
• Collaborate with internal partners to obtain information, communicate findings, and support risk mitigation.
• Manage assigned work accurately and timely while meeting service standards and KPIs.
• Maintain knowledge of relevant regulations, typologies, investigative methods, and assigned program requirements.
• Evaluate suspected fraud, misconduct, misrepresentation, unauthorized activity, application fraud, claims fraud, agent misconduct, or other SIU matters.
• Prepare investigative documentation and support referrals to external parties, including law enforcement, fraud bureaus, state reporting programs, or Departments of Insurance.
• Support SIU regulatory obligations, including anti-fraud plans, annual reporting, referral tracking, adult protective services reporting, and state insurance fraud requirements.
• Perform transaction monitoring, alert investigations, sanctions screening, and other risk-based reviews for unusual activity or financial crimes risks.
• Conduct enhanced due diligence reviews of higher-risk customers, including customer information, source of funds or wealth, and relevant risk factors.
• Complete investigations and document whether escalation, regulatory reporting, SAR filing, sanctions reporting, or other action is warranted.

Qualifications:

• Bachelor's degree in business, finance, legal studies, criminal justice, risk management, compliance or related field
• 2+ years of relevant experience in financial crimes, compliance, fraud investigations, AML, sanctions, banking, insurance, law enforcement, risk management, or a related analytical or investigative function
• Experience analyzing information, researching issues, documenting findings, and making risk-based recommendations
• Strong analytical, investigative, critical thinking, organization, communication, and time-management skills
• Ability to interpret and apply procedures, meet service standards, and use Microsoft Office applications

Preferred Qualifications:

• Experience supporting AML, Fraud/SIU, sanctions, customer due diligence, transaction monitoring, suspicious activity monitoring, or financial crimes programs
• Experience using case management systems, databases, reporting tools, or risk identification systems
• Knowledge of financial crimes laws, regulations, industry guidance, audits, examinations, testing, or regulatory inquiries
• Insurance, securities, banking, or financial services experience
• Professional certification such as CAMS, CFE, CFCS, ACSS, or similar designation

Compensation:

The Salary for this position generally ranges between $60,000 - $70,000 annually. Please note that the salary range is a good faith estimate for this position and actual starting pay is determined by several factors including qualifications, experience, geography, work location designation (in-office, hybrid, remote) and operational needs. Salary may vary above and below the stated amounts, as permitted by applicable law. Additionally, this position is typically eligible for an Annual Bonus based on the Company Bonus Plan/Individual Performance and is at the Company's discretion.

Working Conditions:

This is a hybrid position requiring three days in office per week in one of our hub locations (Cedar Rapids, Denver or Philadelphia). Relocation assistance will not be provided for this position. May require occasional travel (