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Senior Internal Underwriter in Glendale, California at

Premier Auto Credit Save New Job Function:

Professional Services Premier Auto Credit Glendale, California, 91205, United States Posted on October 13, 2026 New job! Apply early to increase your chances of getting hired. Explore Related Opportunities Financial Analysts and Advisors jobs near me in California Jobs near me in California Financial Analysts and Advisors jobs Job Description About the

Role:

The Senior Internal Underwriter plays a critical role in assessing and managing risk within the company by thoroughly evaluating credit applications and determining appropriate terms. This position is responsible for ensuring that underwriting decisions align with company policies and regulatory requirements while maintaining profitability and minimizing exposure to loss. The role involves collaborating closely with sales, recovery, and funding teams to develop comprehensive risk profiles and pricing strategies.

Responsibilities:

Analyze and evaluate credit applications to determine risk exposure and eligibility. Develop and apply underwriting guidelines and policies to ensure consistent and compliant decision-making. Collaborate with cross-functional teams including sales, recovery, and funding to optimize risk assessment and pricing models. Review and approve complex or high-value credit application submissions, ensuring thorough documentation and justification. Monitor portfolio performance and recommend adjustments to underwriting strategies based on emerging trends and data analysis. Ensure compliance with all relevant regulatory requirements and internal controls throughout the underwriting process.

Skills:

The Senior Internal Underwriter utilizes strong analytical skills daily to assess complex credit applications and identify potential risks accurately. Effective communication skills are essential for collaborating with internal teams and explaining underwriting decisions clearly to stakeholders. Proficiency in underwriting software and data analysis tools enables the underwriter to efficiently process applications and leverage data for informed decision-making. Leadership and mentoring skills are applied regularly to support and develop junior team members, fostering a knowledgeable and cohesive team. Additionally, a deep understanding of regulatory requirements ensures that all underwriting activities comply with legal standards, protecting the company from potential liabilities.

Minimum Qualifications:

Bachelor's degree in Finance, Business, Risk Management, or a related field. Minimum of 5 years of experience in credit/insurance underwriting, preferably within a commercial or internal underwriting environment. Strong knowledge of underwriting principles, auto industry, and risk assessment techniques. Proficiency with underwriting software and data analysis tools. Excellent analytical, decision-making, and communication skills.

Preferred Qualifications:

Experience with regulatory compliance and credit in the United States. Demonstrated leadership experience in mentoring. Familiarity with advanced data analytics and predictive modeling in underwriting. Experience working in a fast-paced, auto credit environment.

Physical Requirements:

Prolonged periods sitting at a desk and working on a computer. Must be able to lift up to 15 pounds at times.

Benefits Overview:

Full Time Employee Benefits upon completion of 90-day probationary period include: Employer sponsored medical, dental, vision and life insurance/AD&D coverage opportunities. Flexible Spending Accounts (FSA). The company pays 80% of premiums for medical plans for employees only. Paid time off accrual opportunity & holiday pay. 401k retirement plan (4% employer matching).

NOTE:

This job description is not intended to be an exhaustive list of all duties, responsibilities, or qualifications associated with the job. Premier Auto Credit reserves the right to modify and change responsibilities and duties herein without notice. Pay will be determined based on individual qualifications and experience. EEO Disclaimer Premier Auto Credit provides equal employment opportunities to all employees and applicants for employment and prohibits discrimination and harassment of any type without regard to race, color, religion, age, sex, national origin, disability status, genetics, protected veteran status, sexual orientation, gender identity or expression, or any other characteristic protected by federal, state or local laws. This policy applies to all terms and conditions of employment, including recruiting, hiring, placement, promotion, termination, layoff, recall, transfer, leaves of absence, compensation and training. Scan to Apply Just scan this QR code to apply from your phone. Fast Easy Apply on the go Scan to Apply Not ready to apply yet? Enter your email and we'll send you a reminder to come back and apply. Remind Me Later Job Location Glendale, California, 91205, United States Frequently asked questions about this position Similar Jobs In Glendale, California New Accounts Receivable Specialist Elite ISI Monterey Park, California New Personal Banker Chino Commercial Bank RANCHO CUCAMONGA, California Associate, Investment Management Standard Property Company Inc Los Angeles, California Finance Analyst

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