Find & Apply For Insurance Underwriter Jobs in Las Cruces, New Mexico

About Altura Financial Group Altura Financial Group is an independent insurance agency focused on helping individuals, families, and business owners protect what matters most through personalized life insurance solutions.

Our philosophy is simple:

We prioritize the mission over the commission. We believe successful insurance professionals are built through education, consistency, accountability, and a genuine commitment to helping clients. As Altura Financial Group continues to grow in New Mexico and Texas, we are looking for motivated individuals in the Las Cruces area who want to build a career in life insurance. Whether you're an experienced life insurance professional, newly licensed, or interested in entering the industry , we offer opportunities based on your current experience, qualifications, and professional goals. The Opportunity This opportunity is open to candidates at different stages of their insurance careers. Already licensed? You can begin the contracting and development process toward building your book of business with Altura. Licensed but relatively new to the industry? We'll provide an environment where you can continue developing your product knowledge, sales skills, prospecting strategies, and client relationships. Experienced life insurance professional? Your previous experience, production history, and leadership background can be considered as we discuss your opportunity and potential path within Altura. Not licensed yet? You are still encouraged to apply. Candidates without an active insurance license must be willing to make licensing a priority and actively work toward completing the applicable licensing requirements with a target of approximately 30 days . Candidates may not solicit, negotiate, or sell insurance until properly licensed and authorized to do so. What You'll Do Once Licensed & Authorized As an Altura Financial Group agent, you will: Work with individuals, families, and business owners to identify their protection needs. Educate clients about available life insurance options and benefits. Recommend appropriate solutions based on each client's needs, goals, and budget. Conduct appointments virtually, by phone, or in person when appropriate. Develop new business through prospecting, referrals, networking, community involvement, and approved marketing strategies. Build and maintain long-term client relationships. Complete and submit insurance applications. Assist clients throughout the underwriting process. Maintain consistent follow-up with prospects, clients, and pending business. Maintain applicable licensing, carrier, and compliance requirements. Continue developing your product knowledge and professional skills. Work toward individual production and professional advancement goals. What We're Looking For We're looking for people who want to build something with this opportunity , regardless of whether they're entering the industry or already have years of experience.

Strong candidates are:

Motivated — You take responsibility for your activity and results. Self-directed — You can manage a flexible schedule without requiring constant supervision. Coachable — You're willing to learn, receive feedback, and continue improving. Comfortable with people — You enjoy communicating, developing relationships, and helping people make important decisions. Willing to prospect — You understand that building a book of business requires consistent outreach, networking, referrals, follow-up, and relationship development. Client-focused — You believe insurance recommendations should be based on what is appropriate for the client. Entrepreneurial — You're interested in developing your own book of business and professional network. Professional and ethical — You understand the responsibility involved in helping families and businesses make financial protection decisions.

Qualifications For all candidates:

Strong communication and interpersonal skills. Ability to independently manage a flexible schedule. Willingness to prospect and develop new business. Reliable access to a computer, phone, and internet connection. Ability to meet applicable licensing and carrier requirements. Willingness to operate in a performance-driven, commission-based environment. If You're Already Licensed An active Life Insurance Producer License is preferred. Previous insurance experience is not required for licensed candidates. Experienced producers are encouraged to apply, and previous production, industry experience, professional background, and leadership experience may be considered during the interview and contracting process. If You're Not Yet Licensed No insurance license is required to apply . However, selected candidates must be willing to actively pursue the applicable insurance license and make licensing a priority. Our target is for candidates to work toward completing applicable licensing requirements within approximately 30 days , although actual timelines may vary based on exam availability, state processing, background requirements, and other factors. Candidates who are not actively progressing toward licensing may not be eligible to continue in Altura's agent-development process. Compensation This is a commission-based 1099 independent contractor opportunity. There is no guaranteed salary or hourly wage. Candidates who are not yet properly licensed and authorized cannot earn commissions from insurance sales. Once properly licensed, contracted, and authorized, actual earnings will depend on factors including individual production, successfully placed business, product mix, carrier compensation, persistency, and other applicable factors. Experienced agents may be considered for opportunities based on their previous experience, qualifications, and demonstrated production. The complete compensation structure, contracting process, production expectations, and advancement opportunities will be discussed during the interview process. What Altura Offers Depending on your experience and qualifications, agents may have access to: Product and insurance education. Carrier resources and training. Sales and client-conversation development. Application and underwriting guidance. Prospecting and business-development strategies. Professional development. Flexible scheduling. Opportunities to serve individuals, families, and business owners. A structured path for professional advancement. Mentorship and future leadership opportunities for qualified agents. Build Your Business. Choose Your Path. At Altura Financial Group, not every agent has to follow the same career path. Some agents may choose to focus on personal production and building their own book of business . Others may eventually want to mentor and develop agents or pursue greater leadership responsibilities. Both paths have a place within our organization. Leadership opportunities are earned through established production, qualification, and professional standards. Recruiting is not required to begin building a successful career with Altura.

Work Structure Job Type:

Independent Contractor (1099)

Experience:

Entry-Level through

Experienced License:

Licensed and Unlicensed Candidates Considered Unlicensed Candidate Target:

Work toward licensing within approximately 30 days

Compensation:

Commission-Based after applicable licensing and authorization

Schedule:

Flexible /

Self-Managed Work Setting:

Hybrid Market:

Las Cruces, New Mexico and surrounding communities Who Should Apply? This opportunity may be a strong fit if you: Want to begin or continue a career in life insurance. Are already licensed or are serious about becoming licensed. Can make licensing a priority if you are entering the industry. Want greater control over your schedule and production. Enjoy communicating and building relationships. Are willing to prospect and develop a client base. Want to build your own book of business. Are comfortable being accountable for your own results. Want opportunities for professional advancement. Are interested in potential future leadership. Believe in putting the client's needs first. This opportunity may not be the right fit if you are looking for guaranteed hourly or salaried compensation, are unwilling to prospect for business, or expect all prospective clients and appointments to automatically be provided to you. Mission Over Commission Whether you're obtaining your first insurance license or have been in the industry for years, the responsibility is the same: Serve the client well. At Altura Financial Group, mission over commission means remembering that behind every policy is an individual, family, or business trusting us to help protect something important. If you're ready to earn your license, develop your production, or take an existing insurance career to its next stage , we encourage you to apply.

Pay:

$40,000.00 - $120,000.00 per year

Benefits:

Flexible schedule Work from home

Experience:

Sales:

1 year (Preferred)

License/Certification:

Life Insurance License (Preferred)

Location:

Las Cruces, NM 88005 (Preferred) Ability to

Commute:

Las Cruces, NM 88005 (Preferred)

Work Location:

Hybrid remote in Las Cruces, NM 88005