Find & Apply For Loan Officer Jobs in Heber Springs, Arkansas

General Description Makes and services a variety of secured and unsecured loans or lines of credit. Provides other customer services as may be required. Cross sells bank products and services. Essential Duties and Responsibilities 1. Makes and services loans under standard procedures based on bank policies and federal regulations. 2. Interviews loan customers; Obtains and analyzes necessary financial information; performs credit checks; prepares loan documentation. 3. Makes decisions on loan and terms within own authority, or recommends loan to superior officer or loan committee. 4. Conducts regular reviews of current loans, watches for any potential problems. 5. Monitors loan repayment activities and past due accounts; initiates collection action as necessary. 6. Corrects credit and/or loan documentation exceptions and collateral deficiencies. 7. Calls on potential and existing customers as part of bank's business development activities; services existing loans; cross sells bank products and services. 8. Voting member of Loan Committee. 9. Participates in community affairs as a representative of the bank. 10. Must maintain current

NMLS SAFE

Act Registration or have the ability to be registered within 30 days of employment as a loan officer. 11. Work with third party service providers, such as attorneys, title companies, and other vendors. 12. May make on-site inspections of construction in progress or perform floor plan audits. 13. Stays abreast of regulator changes affecting lending. 14. Provide underwriting review for consumer loans on Decision Pro. 15. Conduct loan underwriting and small business consultations and training with Branch staff. 16. Perform any other related duties as required or assigned.

Physical Demands Physical Activities Stand:

Occasionally Walk:

Occasionally Sit:

Regularly Use hands to finger, handle, or feel: Regularly Reach with hands and arms: Occasionally Climb or balance: Never Stoop, kneel, crouch, or crawl: Never Talk or hear: Continuously Taste or smell: Never Weight Lifted Up to 10 pounds: Never Up to 25 pounds: Occasionally Up to 50 pounds: Never Up to 100 pounds: Never More than 100 pounds: Never Vision requirements Close vision (use of a computer, equipment, or any other work duties that require clear vision within two feet or less). Color vision (interpreting color software screens or reports; work duties that require the ability to identify and distinguish colors).

Physical Demand:

SEMI-REPETITIVE, LOW PHYSICAL

SEMI-REPETITIVE type work which requires

PERIODS OF CONCENTRATION FOR VARIED TIME CYCLES

as prescribed by the tasks. Additional Information Core Competencies / Additional Info Understands and adheres to all compliance issues, attends training as required and related to this position, including but not limited to the Bank Secrecy Act, Privacy Act, US Patriot Act, and Security. Must have knowledge of Fair Credit Reporting Act, Truth in Lending (Reg Z) and Fair Lending Policy. Yet More Additional Info Experience Required Minimum of four years experience in loan origination, finance, lending or similar role required Must have excellent verbal and written communication skills. Must have a high level of attention to detail. Education Required High School or better Preferred Bachelors or better in Business Administration or related field Licenses & Certifications Required NMLS Registration Equal Opportunity Employer/Protected Veterans/Individuals with Disabilities This employer is required to notify all applicants of their rights pursuant to federal employment laws. For further information, please review the Know Your Rights (https://www.eeoc.gov/poster) notice from the Department of Labor.