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Loan Officer
Phoenix, AZ
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CityScape What you'll do: As a Construction Disbursement Administrator, you'll be responsible for managing the residential and commercial construction loan draw processes, reviewing budgets and draw requests, ensuring compliance with lending requirements, identifying project risks, coordinating with internal and external stakeholders, and maintaining accurate loan documentation while supporting portfolio performance and collateral protection. Coordinate with loan closers, underwriters, relationship managers, and construction risk administrators throughout the construction loan lifecycle. Review loan budgets, loan setup information, and construction draw packages to ensure accuracy and completeness before funding. Verify that draw submissions comply with bank policies, procedures, and documentation requirements. Identify and escalate liens, budget concerns, project delays, and other risk factors that could impact collateral or loan performance. Manage portfolios of approximately 6-12 originators and provide progress updates and exception reporting to Credit. Track collateral movement and support post-construction processes to ensure the bank's interests remain protected. What you'll need: 1+ years of related experience in Loan Administration, Lending and/or Deposit Sales, or other or similar field. High school diploma required. Entry level to intermediate knowledge of general banking operations, including deposit operations, loan administration, treasury management and/or other commercial banking products and services. Entry level to intermediate knowledge of applicable regulatory and legal compliance obligations, rules and regulations, industry standards and practices. Experience in construction lending, draw administration, mortgage processing, underwriting, loan funding, or builder closing functions. Benefits you'll love: We offer all the important things you'd want — like competitive salaries, an ownership stake in the company, medical and dental insurance, time off, a great 401k matching program, tuition assistance program, an employee volunteer program, and a wellness program. In addition, you'll have the opportunity to bolster your business knowledge, learning the ins and outs of how successful companies operate and manage their finances, giving you invaluable hands-on experience to help grow your career!