Find & Apply For Loan Officer Jobs in Flagler, Colorado

Portfolio Manager Role Description High Plains Bank is hiring! Serving Eastern and Northern Colorado, High Plains Bank is an authentic, community-driven bank. We are compassionate problem-solvers and craft bankers, committed to understanding the unique needs of each customer and tailoring solutions to optimize their financial well-being. We empower each other as leaders and embrace a growth mindset, fostering a supportive environment where everyone feels valued, has the opportunity to thrive, and the ability to get things done. We are seeking a skilled Portfolio Manager to join our Flagler Team. Your Mission As a Portfolio Manager, you will be a trusted advisor for our business and agriculture customers, working closely with them to understand their financial needs and provide solutions. Underwriting loans and monitoring loan performance, identifying potential risks and taking proactive steps to mitigate losses, and maintaining customer relationships will be the heart of your role. What Sets You Apart You are a numbers person, but you also have a genuine interest in helping businesses succeed. You enjoy working closely with your team to achieve shared goals. You are a learner and a problem-solver with a keen eye for identifying potential risks. Most importantly, you embrace our "craft banking" philosophy, recognizing that every business is unique and deserves a customized approach. The Day-to-Day Your days will be dynamic and engaging, focused on building relationships and ensuring the smooth operation of your loan portfolio. You'll work closely with clients on loan requests and renewals, carefully analyzing financial information and crafting solutions that meet their specific needs. You'll also dedicate time to monitoring existing loans, clearing exceptions, and proactively addressing any potential issues. Collaboration with your team is key, as you'll share insights, strategize, and celebrate successes together. What You Bring to High Plains Bank Experience Experience in credit analysis or a related field. Experience with agriculture and commercial loan documentation and underwriting. Essential Skills and Knowledge Understanding of credit analysis, financial statements, and loan documentation. Good communication, interpersonal, and presentation skills. Ability to work independently and as part of a team. Knowledge of banking regulations and compliance requirements. Familiarity with portfolio management software. Responsibilities of the Position Key Accountabilities Own the Overall Relationship for Existing Customers Set and manage customer expectations Establish loan purpose Establish expectations & covenants when necessary Manage pre-flights with Market President and Credit Officers Explain need for policy & guideline exceptions Prepare executive summary and approve underwriting narrative Present the deal to decision makers Meet customers at regular intervals Prepare loan action plans when needed Own Analysis & Identifying Risk Factors for Assigned Relationships Spread financial information and trends Build alternative scenarios, as needed and requested Stress test scenarios Provide collateral analysis Provide industry comparisons What risk factors need further explanation? How does deal diverge from "best practice"? What could cause a deal to fail? Ensure Rigorous and Compliant Credit Management Work with RM and/or MP who "owns the deal" to ensure that everything is on track and that credit analysis, deal structuring, underwriting, covenant management, reviews, renewals, extensions and file maintenance meet High Plains Bank and regulatory standards. Take responsibility to ensure that credit standards are met and bank risk is well managed. When necessary, take the lead to underwrite deals to ensure that customers are served in a timely manner. Work with team members to address inspection, collateral and document exceptions in a timely manner. Work with the team to minimize extensions due to lack of information or timely action. What High Plains Bank brings to you The opportunity to work for a community driven, employee owned business, sharing in our success through our employee stock ownership plan (ESOP) Highly competitive PTO, retirement and health care Opportunities for growth, development and learning Tuition Reimbursement Target compensation range $68,000 to $90,000 per year based on experience and qualifications

•other factors may be considered Physical Requirements Prolonged periods of sitting at a desk and working on a computer Location and Schedule In person at our Flagler, CO location 8-5 Monday

•Friday High Plains Bank is proud to be an

Equal Opportunity Employer Member FDIC Pay:

$68,000.00

•$90,000.00 per year

Benefits:

401(k) 401(k) matching Dental insurance Health insurance Health savings account Life insurance Paid time off Tuition reimbursement Vision insurance

Work Location:

In person