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Commercial Loan Officer - Lansing, MI
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Job Description
Commercial Loan Officer - Lansing, MI Build relationships. Grow business. Make an impact. A community bank in Lansing, Michigan is seeking a Commercial Loan Officer to develop new business and manage larger or complex commercial lending relationships. This opportunity suits a relationship-focused lender who combines sound credit judgment with proactive business development. Key Responsibilities Generate commercial lending opportunities through prospecting, referrals, and relationships with business owners and professional advisors. Analyze financial statements, cash flow, repayment capacity, and collateral to evaluate creditworthiness. Manage commercial loan relationships while supporting portfolio quality and profitability. Coordinate timely loan renewals, approvals, and closings. Monitor loan and deposit performance and identify emerging credit concerns. Address late payments, insurance deficiencies, and outstanding financial reporting. Maintain accurate loan documentation and adhere to bank credit policies and regulatory requirements. Participate in community activities to build visibility and referral relationships. Qualifications 3-5 years of related lending experience; commercial lending experience strongly preferred. Bachelor's degree or an equivalent combination of education, related experience, and training. Strong understanding of financial statements, cash flow, balance sheets, and collateral. Ability to assess credit risk and recommend appropriate credit limits. Excellent customer service, communication, presentation, and negotiation skills. Ability to manage multiple relationships and deadlines in a fast-moving environment. Additional Preferred Qualifications Formal commercial credit training and experience preparing credit presentations. Demonstrated loan production and referral development. Experience structuring commercial loans and monitoring covenants. Familiarity with the Greater Lansing business community. Proficiency with banking systems, credit analysis tools, and Microsoft Excel. Why Consider This Opportunity? Help local businesses access financing and develop lasting banking relationships. Combine business development with commercial portfolio management. Apply your credit expertise to larger or complex lending relationships. Build professional connections through community involvement. Interested? Let's talk confidentially. Send your resume to caroline.larkin@gogpac.com or call 712-454-6067 .
