Find & Apply For Loan Officer Jobs in Waseca, Minnesota

Overview We are seeking a dedicated and experienced Agricultural Loan Officer to join our financial institution. This role involves assessing, approving, and managing agricultural loans to support local farmers and agribusinesses. The ideal candidate will possess a strong background in agricultural lending, credit analysis, and customer service, with a proactive approach to problem-solving and client needs. The Agricultural Loan Officer will play a vital role in fostering sustainable agricultural growth by providing tailored financial solutions. Responsibilities Evaluate loan applications by analyzing complex balance sheets, income statements, ratios, and cash flow statements to determine creditworthiness. Develop and maintain relationships with agricultural clients, understanding their financial needs and providing customer-centric solutions. Gather and analyze customer feedback to propose tailored loan products that meet their specific requirements. Conduct formal credit training assessments to ensure compliance with lending policies and procedures. Actively identify potential credit risks or issues within loan portfolios and act with urgency to address them. Approve or recommend loan applications based on thorough financial analysis and risk assessment. Monitor ongoing loan performance, ensuring timely repayments and adherence to loan agreements. Stay informed about industry trends, market conditions, and regulatory changes affecting agricultural lending. Collaborate with internal teams to ensure efficient processing of loan applications and documentation. Requirements Bachelor's degree in a relevant field. Minimum of five years' experience in agricultural lending or related financial services. Formal credit training or equivalent experience in credit analysis. At least six college credits in accounting, with the ability to analyze complex financial statements including balance sheets, income statements, ratios, and cash flow statements. Action-oriented mindset with the ability to recognize problems quickly and act with enthusiasm and urgency. Strong analytical skills combined with the ability to gather customer insights and develop innovative, customer-focused solutions. Excellent communication skills for effective client engagement and teamwork. Proven ability to manage multiple priorities while maintaining attention to detail. This position offers an opportunity for experienced professionals passionate about agriculture finance to make a meaningful impact within a supportive organization committed to sustainable growth.

Pay:

From $105,000.00 per year

Benefits:

401(k) Flexible schedule Health insurance

Work Location:

Hybrid remote in Waseca, MN 56093