Find & Apply For Loan Officer Jobs in Cresskill, New Jersey

•Commission-Based MLO Only - Salary Amount placed on this listing is a base listing price to list this posting.

•Job Summary We are seeking a dynamic and detail-oriented Mortgage Loan Officer to join our thriving financial services team. In this role, you will be the key point of contact for clients seeking mortgage solutions, guiding them through the loan origination process with professionalism and enthusiasm. Your expertise will help clients secure the best mortgage options while ensuring compliance with industry regulations and internal policies. This position offers an exciting opportunity to build lasting client relationships, drive sales, and contribute to the growth of our mortgage lending division. Responsibilities Assist clients in evaluating their financial needs and recommend suitable mortgage products, including retail and commercial lending options. Manage the entire loan origination process from initial application through underwriting, approval, and closing, ensuring accuracy and timeliness. Conduct thorough credit analysis, risk assessment, and industry-specific compliance checks in accordance with FNMA (Fannie Mae) guidelines, TILA (Truth in Lending Act), Fair Housing regulations, and other relevant laws. Utilize Loan Origination Systems (LOS), financial software, and accounting tools to process applications efficiently while maintaining detailed records. Negotiate loan terms with clients and third-party stakeholders to reach mutually beneficial agreements while adhering to all regulatory standards. Build strong relationships with clients through exceptional customer service, clear communication, and ongoing support during the mortgage servicing process. Stay current on industry knowledge of financial regulations, banking compliance standards, and market trends to provide expert guidance and maintain competitive edge. Experience Proven experience as a Loan Officer specializing in mortgage lending or retail banking with a strong understanding of loan processing, underwriting, and credit analysis. Demonstrated success in sales within financial services or related industries with a focus on relationship building and client communication. Familiarity with Loan Origination Systems (LOS), escrow procedures, contracts management, and mortgage servicing platforms. Knowledge of industry regulations including FNMA standards, TILA requirements, Fair Housing laws, and banking regulatory compliance. Basic math skills including 10-key typing proficiency for accurate data entry and calculations. Experience working with accounting software, financial software tools, and industry-specific compliance protocols. Strong negotiation skills combined with excellent customer service abilities to foster trust and loyalty among clients. Join us to become a vital part of a forward-thinking team dedicated to delivering exceptional mortgage solutions while advancing your career in the vibrant world of financial services!

Pay:

From $50,000.00 per year

Benefits:

Dental insurance Flexible schedule Health insurance Paid time off Vision insurance Work from home

Language:

Filipino, Spanish, Korean, Chinese, Vietnamese, & Indian (Preferred)

Work Location:

Hybrid remote in Cresskill, NJ 07626