Find & Apply For Loan Officer Jobs in Ithaca, New York

Job Overview We are seeking a dynamic and motivated Mortgage Loan Originator to join our financial services team. In this role, you will be the key point of contact for clients seeking mortgage solutions, guiding them through the loan process from application to approval. Your expertise in mortgage lending, industry regulations, and customer relationship building will drive successful loan origination and foster long-term client satisfaction. This position offers an exciting opportunity to leverage your sales skills and industry knowledge to help clients achieve their homeownership goals while contributing to the growth of our mortgage services division. Duties Engage with prospective clients to understand their financial needs and explain available mortgage products and services. Collect and analyze client financial information, including credit reports, income statements, and asset documentation, ensuring compliance with Fair Housing regulations and TILA (Truth in Lending Act) requirements. Utilize Loan Origination Systems (LOS) and financial software to prepare, process, and submit loan applications efficiently. Conduct thorough credit analysis and risk assessment to determine loan eligibility, adhering to FNMA (Fannie Mae) guidelines and banking regulatory compliance standards. Negotiate terms with clients and third-party stakeholders to secure favorable loan agreements while maintaining compliance with all mortgage lending regulations. Collaborate with underwriters, processors, and mortgage servicing teams to ensure smooth loan processing, underwriting, and closing procedures. Stay informed about industry trends, regulatory changes, and new mortgage products to provide expert advice and maintain competitive advantage in retail lending markets. Qualifications Proven experience as a Loan Officer or Mortgage Loan Originator within retail or commercial lending environments. Strong knowledge of mortgage servicing, underwriting processes, and financial regulations such as TILA and Fair Housing laws. Proficiency in Loan Origination Systems (LOS), accounting software, and financial software tools like Quicken or similar platforms. Excellent negotiation skills combined with effective client communication abilities to build lasting relationships. Basic math skills including 10-key typing proficiency for accurate data entry and calculations. Familiarity with credit analysis, risk assessment, and mortgage lending industry standards. Ability to adhere strictly to compliance requirements related to loan processing, banking regulations, and financial services standards. Join us in empowering homebuyers by providing exceptional service through industry expertise, innovative solutions, and a commitment to integrity. We value energetic professionals who thrive in a fast-paced environment dedicated to helping clients realize their homeownership dreams!

Pay:

$57,800.00 - $69,700.00 per year

Benefits:

Dental insurance Health insurance Opportunities for advancement Paid time off Vision insurance

Work Location:

In person