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Finance
Loan Officer
Saratoga, WY
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Bank of Commerce - Saratoga, WY (with occasional travel to Rawlins, WY)
Salary:
Starting at $75,000 per year (may vary depending largely on experience)
Job Type:
Full-time About Bank of Commerce At Bank of Commerce, we live by a simple motto: "Be a Better Bank." We are proud to be the primary financial institution throughout Rawlins and Carbon County, Wyoming. Having established our presence in the beautiful, resort-like community of Saratoga along the North Platte River, we are looking for a dedicated professional to step into an active role at our Saratoga branch and help us continue serving this thriving market. Our team is made up of self-starters who are passionate about helping our neighbors turn their dreams into reality. Nestled in the heart of southeast Carbon County, our communities offer world-class outdoor recreation, including hunting, fishing, camping, and four-wheeling. We believe in fostering a fun, energetic working environment without ever sacrificing top-tier professional service. Position Overview We are seeking a forward-thinking, self-driven Loan Officer with a go-getter attitude to manage our consumer, residential, and business lending functions. Based out of our Saratoga branch , you will step into an active local portfolio while maintaining regular collaboration and occasional travel to our Rawlins office. In this role, you will be a visible community partner, guiding clients through the entire lending lifecycle—from the initial pre-application process to final funding—while maintaining and growing long-term financial relationships.
Key Responsibilities Lending Management:
Handle full-cycle consumer, residential, and business lending functions from pre-application through closing and funding.
Portfolio & Relationship Management:
Manage and grow established post-funding business relationships to ensure long-term client loyalty.
Branch Representation:
Serve as a key face of the bank in Saratoga, while coordinating smoothly with the Rawlins team through occasional travel.
Collaboration & Leadership:
Work collaboratively with the regional team, taking direction smoothly while providing strong leadership and support to peers.
Compliance & Detail:
Ensure all loan documentation strictly adheres to banking compliance standards and internal credit guidelines.
Qualifications & Skills Experience:
3 to 5 years of commercial, residential, or consumer lending experience in a bank setting.
Technical Training:
Strong background or formal training in Credit Analysis .
Regulatory Knowledge:
Firm understanding of loan documentation and strict compliance regulations.
Core Competencies:
Exceptional multitasking skills, sharp attention to detail, and a highly organized approach to hitting deadlines.
Interpersonal Skills:
Outstanding written and oral communication skills, coupled with robust negotiation and customer service capabilities. Strong communication and networking skills
Education:
A bachelor's degree in finance, accounting, economics, or a related field is preferred but not required . Benefits & Perks We offer a competitive compensation structure paired with a Full Benefits Package designed to support your health, wealth, and work-life balance: Comprehensive health, dental, and vision insurance Retirement savings plan with company match Paid Vacation time Paid Sick leave Paid federal banking holidays Opportunities for professional development and continuing education A fun, supportive, and energetic team culture that values outdoor work-life balance
Job Type:
Full-time Pay:
From $75,000.00 per year
Benefits:
401(k) 401(k) matching Dental insurance Employee assistance program Flexible spending account Health insurance Health savings account Life insurance Paid time off Professional development assistance Vision insurance
Physical Setting:
Office Education:
Bachelor's (Preferred)
Experience:
Customer service: 1 year (Required)
Negotiation:
3 years (Preferred) Credit analysis: 3 years (Preferred)