Find & Apply For Loan Processor / Assistant Jobs in Moundridge, Kansas

SUMMARY OF POSITION

The Loan Processor will be instrumental in managing the loan processing for commercial and agricultural loans. The Loan Processor prepares loan cover sheets, loads and prepares loan documents so they are ready for signature, and ensures the Loan Officer can close the loan with the member efficiently. The Loan Processor ensures that all loans are processed accurately and on time, in compliance with legal requirements, regulations and credit union policies. This is a key role requiring hands-on experience with agricultural lending, exceptional communication skills, and meticulous attention to detail.

ESSENTIAL DUTIES AND RESPONSIBILITIES

include the following: Maintain ongoing communication with members using various methods (in-person, email, text, phone) to facilitate smooth loan processing. Coordinate with Loan Officers and members to gather all documentation needed for loan approval and closing Resolve loan application inconsistencies or issues promptly and professionally. Collect tax returns, financial statements, balance sheets, production records, and other essential documents from members as part of loan processing. Perform data entry for lien filings, UCC filings, and loan document tracking. File liens on all collateral to protect the credit union's interests. Manage UCC filings and searches to ensure legal compliance and lien priority. Track all filings and loan documents to ensure they are complete, accurate and filed in a timely manner; follow up on outstanding items. Track insurance (including crop and property) and lien/UCC expirations and continuations, ensuring all financial transactions have accurate records. Obtain required information to appraise and evaluate collateral, including real estate appraisals, equipment, livestock, and crops, to ensure loans are adequately secured. Prepare loan coversheets that clearly outline the loan terms, structure, collateral and conditions for both the borrower and the lender. Load and prepare loan documents in the loan documentation system, ensuring accuracy of terms, rates, payment schedules, collateral descriptions, and conditions of approval. Assemble complete closing packages so documents are ready for signature, and the Loan Officer can close with the member. Assist in preparing loan agreements that comply with credit union requirements and applicable regulations. File loans post-credit committee approval and closing, maintaining accurate and complete records. Ensure all documentation is processed, validated and stored securely in accordance with record retention policies. Maintain confidentiality of member information in accordance with credit union policy and applicable privacy laws.

SUPERVISORY RESPONSIBILITIES

This job position has no supervisory responsibilities.

QUALIFICATIONS

To perform this job successfully, an individual must be able to perform each essential duty satisfactorily. The qualifications, demands and environments described below are representative of those an employee encounters while performing the essential functions of this job. The requirements listed below are representative of the knowledge, skill, and/or ability required. Reasonable accommodations may be made to enable individuals with disabilities to perform the essential functions. EDUCATION and/or

EXPERIENCE

High school diploma or general education degree (GED); or one to three months related accounting experience and/or training; or equivalent combination of education and experience. An associate or bachelor's degree in agriculture, business, finance or a related field is preferred. The preferred experience for this role would include: Two or more years of loan processing experience with agricultural lending knowledge. Working knowledge of agricultural operations (crop and livestock production, equipment, farm real estate) and how they affect loan structure and collateral. Experience preparing loan documents and closing packages for commercial and agricultural loans. Experience with lien and UCC filings and loan document tracking systems preferred.

LANGUAGE SKILLS

A comprehensive understanding of agriculture and commercial loans, loan documentation, and banking regulations. Knowledge of UCC filings, lien perfections and collateral documentation. Proficiency in financial software, loan documentation systems and Microsoft Office (Word, Excel, Outlook). Detail oriented and excellent organizational and multitasking skills.

MATHEMATICAL SKILLS

The ability to calculate figures and amounts such as discounts, interest, commissions, proportions, percentages, area, circumference, and volume. Ability to apply concepts of basic algebra and geometry.

REASONING ABILITY

The ability to apply common sense understanding to carry out instructions furnished in written, oral, or diagram form. Able to deal with problems with several concrete variables in standard situations.

PHYSICAL DEMANDS

The physical demands described here are representative of those that must be met by an employee to successfully perform the essential functions of this job. Reasonable accommodations may be made to enable individuals with disabilities to perform the essential functions. While performing the duties of this Job, the employee is frequently required to use hands to finger, handle, or feel; reach with hands and arms; talk or hear; taste or smell; stand; walk; sit and climb or balance. The employee is occasionally required to stoop, kneel, crouch, or crawl. The employee may be required to lift and /or move up to 20 pounds. Specific vision abilities required by this job include close vision, distance vision, color vision, peripheral vision, depth perception and ability to adjust focus. Employees must understand and implement all related safety policies, procedures and programs for prevention and protection while performing job duties in various work environments.

WORK ENVIRONMENT

The work environment characteristics described here are representative of those an employee encounters while performing the essential functions of this job. Reasonable accommodations may be made to enable individuals with disabilities to perform the essential functions.

Job Type:

Full-time Expected hours: 40.0 per week

Benefits:

401(k) Dental insurance Health insurance Paid time off Retirement plan

Work Location:

In person