Find & Apply For Loan Processor / Assistant Jobs in Carson, Virginia

Position Summary The Loan Processor is responsible for processing and coordinating consumer and commercial real estate loan transactions from application through pre-closing while ensuring compliance with bank policies, regulatory requirements, and established service standards. This position serves as a liaison between borrowers, lenders, attorneys, title companies, appraisers, and other third parties to facilitate timely and accurate loan closings. Preference will be given to candidates with experience in consumer lending, commercial real estate lending, or both. Essential Duties and Responsibilities Process consumer and commercial real estate loan requests from approval through pre-closing. Review income documentation and loan applications for completeness, accuracy, and compliance with lending policies and regulatory requirements. Order and track appraisals, flood determinations, insurance, credit reports, and other required due diligence items. Coordinate with borrowers, lenders, attorneys, and other third parties to ensure timely loan closings. Prepare and review disclosures. Verify that all loan conditions and approval requirements have been satisfied prior to closing. Monitor pipeline activity and provide status updates to lenders and management. Maintain compliance with applicable federal and state regulations, including consumer protection and real estate lending requirements. Assist with post-closing reviews and exception tracking as needed. Provide exceptional customer service to internal and external customers throughout the loan process. QualificationsEducation and Experience High school diploma or equivalent. Minimum of 2 years of loan processing, loan operations, banking, or related financial services experience preferred. Experience processing consumer loans, commercial real estate loans, or both strongly preferred. Knowledge of loan documentation, origination and processing procedures with a community bank, and collateral requirements. Knowledge, Skills, and Abilities Understanding of consumer lending regulations and commercial loan documentation. Knowledge of title insurance, appraisals, flood requirements, and collateral perfection would be useful. Strong attention to detail and organizational skills. Ability to manage multiple loans and deadlines simultaneously. Excellent verbal and written communication skills. Proficiency with loan origination and core banking systems, knowledge of ComplianceOne Mortgage and nCino's Retail loan origination platform, Microsoft Office Suite, and electronic document management systems. Ability to work independently while collaborating effectively with lenders, loan operations staff, and external partners. Preferred Qualifications Experience with both consumer and commercial real estate lending. Familiarity with regulatory requirements including TRID, flood regulations, and other applicable lending compliance standards. Banking industry experience in a community bank environment. This position offers an opportunity to support a diverse portfolio of consumer and commercial lending relationships while contributing to efficient loan processing and exceptional customer service. The Bank of Southside Virginia is an Equal Opportunity Employer and all qualified applicants will receive consideration for employment without regard to race, color, religion, sex, sexual orientation, gender identity or national origin.

Job Type:

Full-time Pay:

$55,000.00 - $70,000.00 per year

Benefits:

401(k) matching Dental insurance Health insurance Paid time off Retirement plan Vision insurance

Education:

High school or equivalent (Required)

Experience:

Loan Processing:

1 year (Required)

Work Location:

In person