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Job Description Help for Job Description. Opens a new window. Hybrid opportunity in Miami Lakes, FL.

SUMMARY:

Reporting to the Manager, Enterprise Risk Analytics, the Credit Risk Analytics Analyst is part of the Enterprise Risk Analytics team, a dynamic team of talented professionals whose task is to produce valuable recurring risk reporting and analytics as well as advance the modeling framework to identify and manage financial risk. The Credit Risk Analytics Analyst uses a combination of quantitative, modeling, communication, and technical reporting skills to further advance the various risk analytics initiatives and add value to the organization by enhancing our credit risk modeling, monitoring, and reporting capabilities.

ESSENTIAL DUTIES AND RESPONSIBILITIES

include the following. Other duties and special projects may be assigned.

• Ownership of third-party vendor credit loss models for CRE and C&I. This includes periodic analytical review of model performance and updates, as well as, maintaining internal model documentation consistent with internal and regulatory expectations.
• Become a leading expert in the Moody's CMM, RiskCalc, MPA, and ZMDesk, and models. This includes periodic review of model performance and updates, as well as, developing a deep knowledge on how the models work.
• Advance and refine our use of Moody's CMM, RiskCalc, MPA, and ZMDesk models. This includes using Moody's models and leveraging external and internal data to drive improvements in credit risk accuracy and utilizing the outputs to further stress testing, credit risk attribution, credit VaR, sensitivity analysis, and risk decomposition initiatives.
• Be a leading contributor to the quarterly and annual end-to-end stress testing exercises. Conduct ad-hoc analysis as required. Develop potential stress scenarios that are meaningful to management.
• Contribute to the integration of risk results into capital planning, budgeting, and risk appetite frameworks.
• Periodic reporting on financial risks. This includes report generation in a wide variety of formats including but not limited to Tableau dashboards, Microsoft Excel report, PowerPoint presentations and Microsoft Word reports, on a periodic as well as ad-hoc basis.
• Drive the automation of modeling routines as well as report and dashboard generation in a manner that drives consistency, accuracy and repeatability in credit risk reporting.
• Contribute to the design and implementation of risk reporting across a variety of media.
• Work closely with the data and technology teams to improve the data infrastructure needed to support the above initiatives.
• Adheres to and complies with applicable, federal and state laws, regulations and guidance, including those related to anti-money laundering (i.e. Bank Secrecy Act, US PATRIOT Act, etc.).
• Adheres to Bank policies and procedures and completes required training.
• Identifies and reports suspicious activity.