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Sales
Real Estate Agent / Broker
Benton, KY
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We are a small, but progressive, family-owned company looking for an eager person who wants to advance their career through hard work and excellent customer service. Real estate/banking/mortgage experience is a plus, but not required of the right candidate. Salary is commensurate with experience and knowledge. This position requires reliability; good communication skills; good organizational skills; multi-tasking; problem solving; be detail oriented; and be able to work with little to no supervision. You must submit to a typing test; a drug-test; and background check. You must be proficient with Microsoft Office. Send resume' with references. Please no walk-ins or phone calls. Job Summary The Escrow Officer position performs advanced duties related to all facets of escrow processing. E.O. is required to exercise extreme independent judgment and to possess the knowledge and experience necessary to efficiently handle any situation that may arise during the escrow process. Duties and Responsibilities
Manages all escrow files of the escrow unit
Processes escrows
Maintains accurate and updated tax collector, homeowner's association, and condominium association information
Orders all documents needed to close each escrow in a timely manner (i.e., payoffs/demands, loan documents, and insurance)
Completes general warranty deeds, quitclaim deeds, notes, mortgages, requests for notice, subordination agreements, financing statements, and the like
Works with the title department in resolving issues (e.g., legal descriptions, easements, lot splits, vesting, federal tax liens, abstracts of judgment, bankruptcies, boundary disputes, and encroachments)
Reviews title commitment for mortgages, judgments, etc. and distribute to appropriate parties, upon receipt of title report
Follows up on outstanding lender conditions
Coordinates and schedules settlement date, time and place
Gathers all closing costs, and prepares/sends estimated Settlement Statement, if required
Sends settlement notices to all parties, as applicable
Requests escrow check from agent
Reviews file in preparation of closing and produce conveyancing cover sheet
Follows company standards and practices when processing transactions, as well as applicable state laws and guidelines
Returns all calls, voicemails, and emails in a timely manner
Performs other duties as assigned by supervisor
Adheres to company policies and guidelines Knowledge
Understands escrow standards, title clearance, real estate regulations and guidelines, and document preparation
Comprehends pay off per diems, tax prorations, interest, and the like
Understands lender documents and recordings Skills
Adaptable:
adapts to new, different, or changing requirements
Attentive to detail
Business fundamentals: recognizes the importance of maintaining privacy and confidentiality of company information, as well as that of customers and co-workers, and complies with intellectual property laws
Critical thinking: uses logical thought processes to analyze and draw conclusions
Customer focused: is pleasant, courteous, and professional when dealing with internal and external customers or clients
Decision maker: applies critical thinking skills to solve problems encountered in the workplace
Dependable and reliable: displays responsible behaviors at work
Initiative:
demonstrates a willingness to work and seeks out new work challenges
Integrity:
treats others with honesty, fairness, and respect
Planning and organizing: plans and prioritizes work to manage time effectively and accomplishes assigned tasks
Problem solver: demonstrates the ability to apply critical thinking skills to solve problems by generating, evaluating, and implementing solutions
Professional:
maintains a professional demeanor at work
Proficient in English
Reading:
understands written sentences and paragraphs in work-related documents; can apply what is learned from written material to work situations
Respectful:
works effectively with those who have diverse backgrounds
Team Player:
works effectively with others
Technology:
uses information technology and related applications to convey and retrieve information; demonstrates strong computer/typing skills in Microsoft Office, email programs, and internet browsers
Telephone skills, including a pleasant phone voice and etiquette
Verbal communication: maintain open lines of communication with others
Writing:
uses standard English to clearly communicate thoughts, ideas, and information in written form