at BMO Financial Group in Naperville, Illinois, United States Job Description Advanced Analytical & Technical Expertise

+ Applies expert-level analytical skills to break down complex credit risk problems, integrating data from multiple internal and external sources to produce insights, recommendations, and decision-ready materials.

+ Designs and produces sophisticated recurring and ad-hoc reports, dashboards, and analytical tools to support credit risk monitoring and regulatory expectations.

+ Conducts advanced credit portfolio analytics including vintage analysis, trend assessments, risk segmentation, and predictive analysis to identify emerging risks and portfolio vulnerabilities.

+ Supports the development of risk decision strategies including data analytics, simulation, validation testing, and reporting requirements to evaluate the effectiveness of new or modified strategies. Data Management & Reporting Leadership

+ Defines business requirements for analytics and reporting to ensure data insights inform senior-level decisions and align with enterprise standards.

+ Ensures strong governance and effective controls for data quality, lineage, and use of key risk indicators (KRIs), including the development, calibration, and ongoing monitoring of KRIs for Business Banking.

+ Participates in and may lead components of strategic initiatives related to credit risk analytics, reporting transformation, and process modernization. Subject-Matter Expertise & Consultation

+ Acts as a subject matter expert on regulatory, policy, and industry requirements related to credit risk, risk reporting, and analytics.

+ Provides strategic input to senior leaders regarding portfolio quality, emerging risks, model or policy impacts, and opportunities to enhance monitoring capabilities.

+ Serves as a key partner to first- and second-line stakeholders, offering effective challenge and analytical guidance on business banking originations, credit policy changes, and portfolio strategies. Programming & Tools

+ Advanced proficiency in SAS , Python, and Power BI, with the ability to automate processes, build analytical models, integrate multiple data sources, and design interactive dashboards.

+ Ability to perform complex portfolio analytics, including vintage curves, cohort performance tracking, segmentation modeling, and early-warning indicator development. Risk Management Expertise

+ In-depth knowledge of credit risk management theory, risk systems, reporting frameworks, and Business Banking lending products.

+ Demonstrated experience with KR To view full details and how to apply, please login or create a Job Seeker account