Come join a growing company with a great work environment and advancement opportunities! The Assistant Branch Manager position is subject to all U.S. Department of Labor (DOL) laws and rules governing exempt/non-exempt qualifications. Per that rule, this position has been determined to be defined and classified as "Non-exempt". The salary range for this position is $35,000
- $40,000 Job Requirements/Skills Must have a working knowledge of consumer lending, collections, credit loan products, and credit services.
Must have an understanding of all Federal and SC state lending and collection laws, consumer loan documentation, and loan servicing requirements. Must have a proficient ability to process all payment options accurately, all loan services and loan documentation, system maintenance, issuance of checks, ability to download upgrades/enhancements/corrections. Possess the ability to perform administrative functions as needed. Have knowledge of basic accounting procedures; be proficient on a ten key calculator, and be thoroughly computer literate. Understand and effectively carry out assigned duties with limited supervision. Have the ability to constructively and objectively handle stressful situations and individuals. Possess excellent communication, customer service, and interpersonal skills. Be a team player, have a positive attitude, and have the ability to handle a heavy workflow in an effective and efficient manner. Demonstrate organizational skills that ensure all functions are completed in a timely manner and that all report deadlines are met. Business Development Support Branch Manager in achieving monthly volume goals. Solicit current customer base through counter, telephone, and mail solicitations. Develop new business through customer recommendations, competitor referrals, and the solicitation of former borrowers. Support Branch Manager in the development of auto and retail sales finance dealers. Delinquency Control Assist Branch Manager as directed to achieve delinquency standards as follows: current month late roll < 5%, total branch delinquency < 12%, charge-offs < 4.5%, cash collections 5%+. Collect past due accounts by written notices and phone calls as directed by Branch Manager. Field call collection accounts in accordance with company guidelines at direction of Branch Manager. File legal action and bankruptcy petitions as directed by Branch Manager. Collect charged-off accounts as directed by Branch Manager. Lending Functions Takes and investigates loan applications. Decisions loan applications within lending authority and as approved by Branch Manager. Prepares loan documents for closing. Closes loans. Breaks down loan files. Files loan files. Administrative Functions Have overall responsibility of the cash drawer and perform the majority of cash drawer functions. Process counter payments. Process, record, and make daily deposits. Post mail payments. Process deferments. Process adjustment of terms. Paying bills and make appropriate general ledger entries. Maintain the branch title log. Investigate missing titles. Process credit insurance forms—A&H, Life, IUI, VSI, PP, non-filing. Mail turndown notices. Process paid-out loan papers. Process due date changes. File folders, notices, etc. Mail letters. Track expiring auto insurance policies. Perform the daily backup on computer system. Profitability Assistant Manager is responsible for supporting the Branch Manager in the achievement of the annual profitability plan through: Developing loans Controlling expenses Selling credit insurance products Achieving cash collection goal Collecting fee income—late charges, deferment fees, and returned check fees Controlling charge-offs/bad debt expense. Reports Submit the Daily Report before the close of business. Record and update the Loan Tracking report daily. Submit the Delinquency Report and Potential I/E reports on Wednesdays. Complete and submit weekly and month-end reports. Record and update the Due Date Change, Deferment, Bankruptcy, Returned Check, Charge-off, Legal Action, Corporate Debt, Capital One Collateral/Return, and Agent Insurance logs/reports monthly Record and update the Repossession log
- kept daily, submitted weekly. Time Allotment 30%
- Administrative/Payment Duties 35%
- Collection Activities 30%
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Lending and Business Development Job Type:
Full-time Pay:
$35,000.00
00 per year
Benefits:
401(k) Dental insurance Health insurance Life insurance Paid time off Vision insurance
Work Location:
In person
