Deposit Operations Manager

We are looking for an experienced Deposit Operations Manager to lead and strengthen deposit operations in Grand Blanc, Michigan. This role will serve as a key owner of deposit product direction, pricing oversight, operational execution, and regulatory alignment across the organization. The position works closely with senior leadership to improve product performance, support growth objectives, and ensure a consistent approach to deposit-related decisions.

Responsibilities:

• Lead the development of a centralized deposit operations function by aligning activities that are currently handled across multiple teams and branch locations.
• Manage the strategy and ongoing performance of deposit offerings, including checking, savings, certificate, youth, and business accounts.
• Oversee product configuration within internal systems to ensure account rules, disclosures, and documentation are accurate and function as intended.
• Evaluate pricing structures, account tiers, and member usage patterns to identify opportunities for stronger market positioning and improved profitability.
• Take ownership of deposit-related financial results by monitoring effects on cost of funds, deposit composition, and broader balance sheet performance.
• Contribute to planning efforts by supporting budget targets, net income expectations, and deposit growth goals.
• Work with retail and operational leaders to turn product strategy into effective branch-level execution and portfolio expansion.
• Direct the structure and governance of deposit fees, ensuring they remain competitive, consistent, and compliant with applicable standards.
• Prepare clear recommendations for executive leadership and the Board regarding changes to products, pricing, and fees, supported by business and financial rationale.