Key Responsibilities Loan Origination :

Review and process auto loan applications, ensuring they meet company and regulatory requirements.

Application Analysis :

Analyze applicants' financial backgrounds, credit histories, and other relevant information to assess risk and determine loan eligibility.

Decision Making :

Make loan approval or rejection decisions based on financial data, risk analysis, and company guidelines.

Relationship Management :

Build and maintain strong relationships with car dealerships, providing guidance on Westlake Financial Services' loan products and criteria.

Compliance and Documentation :

Ensure all loan files comply with state and federal lending regulations, complete all necessary documentation, and update loan records accurately.

Customer Support :

Provide excellent customer service to clients by addressing inquiries, assisting with loan requirements, and offering financial guidance.

Sales Collaboration :

Work closely with the sales team to maximize loan opportunities, support marketing initiatives, and promote our products to new and existing clients.

Reporting :

Regularly report on loan performance, application volume, and approval/decline rates to provide insights and support business objectives.

Requirements Experience :

2-4 years of experience in loan origination or underwriting, preferably in auto finance or consumer lending.

Education :

Bachelor's degree in finance, business, or a related field (preferred) or equivalent experience.

Skills :

Strong analytical skills with the ability to assess financial data and make sound lending decisions. Excellent communication skills, both verbal and written, to effectively interact with dealerships, clients, and internal teams. High level of attention to detail, ensuring accuracy in documentation and compliance with regulatory standards. Proficiency in financial software, loan origination systems, and Microsoft Office Suite (Excel, Word, Outlook).

Knowledge :

In-depth knowledge of auto finance lending practices, credit analysis, and risk assessment. Familiarity with state and federal regulations governing consumer lending. Understanding of credit scoring models and loan approval criteria.

Attributes :

Strong customer service orientation with a commitment to client satisfaction. Ability to work independently, meet deadlines, and manage multiple tasks in a fast-paced environment. Results-oriented with a proactive approach to identifying opportunities for loan growth and process improvements. Strong analytical skills with the ability to assess financial data and make sound lending decisions. Excellent communication skills, both verbal and written, to effectively interact with dealerships, clients, and internal teams. High level of attention to detail, ensuring accuracy in documentation and compliance with regulatory standards. Proficiency in financial software, loan origination systems, and Microsoft Office Suite (Excel, Word, Outlook). In-depth knowledge of auto finance lending practices, credit analysis, and risk assessment. Familiarity with state and federal regulations governing consumer lending. Understanding of credit scoring models and loan approval criteria. Strong customer service orientation with a commitment to client satisfaction. Ability to work independently, meet deadlines, and manage multiple tasks in a fast-paced environment. Results-oriented with a proactive approach to identifying opportunities for loan growth and process improvements. Preferred Qualifications Experience working with car dealerships and a network of automotive industry contacts. Knowledge of Westlake Financial Services' products and processes.

COMPENSATION PLAN

Annual Total Comp $110,000.00 = Total max comp with monthly bonuses Annual Base $47,985.60 = $23.07/hr The exact starting compensation to be offered will be determined at the time of selecting an applicant for hire and will be dependent on a wide range of factors, including but not limited to geographic location, skill set, experience, education, credentials, and licensure when applicable The exact starting compensation to be offered will be determined at the time of selecting an applicant for hire and will be dependent on a wide range of factors, including but not limited to geographic location, skill set, experience, education, credentials, and licensure when applicable.

FULL TIME BENEFITS

Medical, Dental, and Vision benefits Life Insurance and Long-term disability plans Flexible Spending Account 401K matching Employee Stock Ownership Program in a $18.2 Billion Company, plus company matching Wellness Programs Metro Tap Card and Metro-link Reimbursement (for Los Angeles, CA employees only) Career Path Opportunities Discounts on Parks, Museums, Movie Tickets, and Attractions Annual Flu Shot Paid Vacations Days Paid Sick days Paid holidays HGym (available in our Los Angeles, CA & Dallas,TX office) Rental Car Discounts, Dell Member Purchase Program UKG Wallet

CONTACT US

https://www.westlakefinancial.com/careers/ ACKNOWLEDGMENTS We will consider for employment all qualified Applicants, including those with Criminal Histories, in a manner consistent with the requirements of applicable state and local laws, including the City of Los Angeles' Fair Chance Initiative for Hiring Ordinance. We are an equal opportunity employer and do not unlawfully discriminate in employment. No question on this application is used for the purpose of limiting or excluding any applicant from consideration for employment on a basis prohibited by local, state, or federal law. Equal access to employment, services, and programs is available to all persons. Those applicants requiring reasonable accommodation to the application and/or interview process should notify a representative of the organization. Equal Opportunity Employer This employer is required to notify all applicants of their rights pursuant to federal employment laws. 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