Job Summary We are seeking a sharp, trustworthy, and customer-focused Store Manager to oversee the daily operations of our financial services branch. In this role, you will be responsible for driving sales growth, managing a small team of customer service representatives, minimizing risk, and ensuring strict compliance with state and federal financial regulations. The ideal candidate has strong leadership skills, a background in retail financial services or cash-handling environments, and a passion for delivering excellent customer service.
Key Responsibilities Daily Operations:
Oversee all branch activities, including opening/closing procedures, cash drawer balancing, vault management, and inventory control.
Team Leadership:
Recruit, train, schedule, and motivate store associates to meet performance goals and maintain high service standards.
Financial Services Execution:
Accurately process check cashing, payday loans, installment loans, money transfers, and bill payments.
Risk & Underwriting:
Evaluate customer creditworthiness, verify identity/employment documents, and make informed lending decisions to minimize loan defaults.
Compliance & Security:
Ensure 100% compliance with AML (Anti-Money Laundering), BSA (Bank Secrecy Act), Patriot Act, and local lending laws. Maintain strict security protocols to safeguard cash and customer data.
Customer Relations:
Resolve complex customer issues professionally and build strong, loyal relationships within the local community.
Collections:
Manage past-due accounts by conducting professional courtesy calls and collection activities according to legal guidelines.
Qualifications & Skills Financial Literacy:
Strong math and computer skills, with experience using specialized point-of-sale (POS) or loan management software.
Compliance Knowledge:
Prior training or familiarity with BSA, AML, and state lending regulations is highly preferred.
Communication:
Excellent verbal and written communication skills; bilingual (English/Spanish) is a major plus.
Reliability:
High level of integrity, attention to detail, and a clean background check/credit check history.
Education:
High school diploma or equivalent required; an Associate's or Bachelor's degree in Business or Finance is a plus.
Job Type:
Full-time Benefits:
401(k) 401(k) matching Dental insurance Paid time off Vision insurance