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Job Description
Location:
Midland, MichiganJob Type:
Full-TimeCompensation:
Starting at $28.00 per hour, plus quarterly and annual incentives About Dow Credit Union Founded in 1937 during a time of economic uncertainty, Dow Credit Union was created to help employees save for emergencies and access affordable credit. Today, Dow Credit Union proudly serves more than 80,000 members and manages over $2 billion in assets. The organization's mission remains focused on providing exceptional value and service to its members while fostering a workplace culture built on respect, diversity, equity, and inclusion. Dow Credit Union offers competitive compensation, quarterly and annual incentive opportunities, comprehensive medical, dental, and vision insurance, a 401(k) retirement plan, paid holidays, and generous paid time off. Position Summary Dow Credit Union is seeking a detail-oriented Accountant I to support the accuracy, integrity, and compliance of the credit union's financial reporting. The successful candidate will possess experience with month-end close processes, financial statement preparation, general ledger reconciliations, and journal entry preparation. Experience within a financial institution environment is strongly preferred. Essential Duties and Responsibilities Financial Reporting & Month-End Close Support the month-end close process, ensuring timely and accurate completion of journal entries, accruals, and account analyses. Prepare and reconcile general ledger accounts, including cash, investments, fixed assets, and member-related balances. Analyze financial results, investigate variances, and ensure proper classification and recording of transactions. Produce accurate and timely balance sheets, income statements, and supporting schedules. General Ledger & Accounting Operations Maintain the integrity of the general ledger through consistent reconciliation and review processes. Ensure adherence to Generally Accepted Accounting Principles (GAAP) and internal accounting policies. Support daily and monthly accounting activities, including posting, balancing, and account maintenance. Assist in developing and maintaining documentation of accounting procedures and controls. Regulatory & Call Report Reporting Prepare and support the quarterly NCUA Call Report, ensuring accuracy and completeness of all schedules. Assist with regulatory reporting requirements, including NCUA, IRS, and other governing bodies. Participate in internal and external audits, regulatory examinations, and financial reviews. Ensure compliance with applicable financial institution regulations and reporting standards. Process Improvement & Collaboration Identify opportunities to improve efficiency, automation, and accuracy within the accounting function. Partner with internal departments to ensure proper accounting treatment of financial activity. Communicate accounting concepts and procedures clearly to non-accounting stakeholders. Support special projects and cross-functional initiatives as needed. Required Qualifications Education Bachelor's degree in Accounting, Finance, or a related field. A combination of advanced education and relevant experience may be considered. Experience Minimum two years of experience in: Month-end close processes General ledger reconciliations Financial statement preparation Journal entry preparation Preferred experience includes: Accounting within a financial institution or credit union environment NCUA Call Report preparation Regulatory reporting Technical and Professional Skills Strong understanding of GAAP and financial accounting principles. Working knowledge of credit union or banking regulations and reporting requirements. Advanced proficiency with Microsoft Excel and accounting systems. Strong analytical, organizational, and problem-solving abilities. Excellent written and verbal communication skills. Ability to manage deadlines, work independently, and maintain strict confidentiality. Why Join Dow Credit Union? Dow Credit Union offers an opportunity to contribute to the financial strength and operational excellence of
