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MEMIC

Claim Specialist I

Entry-Level JobVerifiedNo experience needed

Career Insights for Claims Adjuster / Specialist (General)

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Based on Maine data

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What they do

A Claims Adjuster or Specialist investigates and evaluates insurance claims. Specializes in a particular type of insurance. Inspects property damage, including damage to homes, buildings and cars; reviews claims after they are submitted; may authorize or deny payment for claims. May work directly for insurers or on behalf of claimants.

$78,132 / year median in Maine

+12% projected growth

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Job Description

About MEMIC At MEMIC, our mission is to make workers' compensation insurance better—through compassionate service, trusted partnerships, and an unwavering focus on workplace safety. Our core values— Be Conscientious, Be an Expert, Be a Partner, Be Curious, and Be Transparent —drive everything we do. For over 30 years, we've been a leader in helping businesses protect their employees and reduce workplace injuries while delivering exceptional claims services.
Job Overview:
Claim Specialist I This position is in-person to start then can transition to hybrid. Are you a natural investigator, problem solver, and relationship builder? Do you thrive in a fast-paced environment where every day presents a new challenge? If so, we invite you to join our team as a Claim Specialist I . In this role, you'll play a critical part in helping injured workers navigate the claims process while partnering with employers, agents, medical providers, and legal professionals to deliver fair, timely, and compassionate claim resolutions. You'll manage a diverse portfolio of workers' compensation claims, balancing analytical thinking, sound judgment, and exceptional customer service. What You'll Do As a Claim Specialist I, you will: ✅ Investigate and Evaluate Claims Gather facts, analyze coverage and compensability, determine liability, and assess claim exposure. Conduct interviews and maintain communication with injured workers, employers, witnesses, attorneys, brokers, agents, and other stakeholders. ✅ Manage Claims from Start to Finish Administer timely and accurate indemnity and medical benefits. Establish appropriate reserves and make informed settlement decisions within authority levels. Negotiate claim resolutions and pursue cost-effective outcomes. ✅ Partner with Legal and Medical Professionals Collaborate with defense counsel on litigated claims. Attend mediations, arbitrations, hearings, and settlement conferences when needed. Implement managed care and rehabilitation strategies to support recovery and claim resolution. ✅ Build Strong Relationships Work directly with insureds and injured employees to provide guidance, education, and support. Conduct on-site visits, presentations, and claim reviews to strengthen customer partnerships. ✅ Maintain Excellence and Compliance Ensure claim files meet quality standards, regulatory requirements, and company best practices. Stay current on workers' compensation laws, regulations, and industry trends. Utilize technology and claims systems to effectively manage workload and documentation. What Makes You Successful We're looking for professionals who bring: Strong analytical, investigative, and problem-solving skills Exceptional communication and negotiation abilities Sound judgment and decision-making skills The ability to manage multiple priorities in a deadline-driven environment Strong customer service and relationship management skills Attention to detail and commitment to quality file handling A collaborative mindset and team-oriented approach Preferred Knowledge & Experience One year of workers' compensation claim handling experience preferred. Computer skills, Word, Excel and Image Right preferred. Must have valid driver's license. Strong attention to detail and strong communication skills both verbal and written. Adaptable/flexible and self-directed with the ability to manage time and other resources wisely. Must have the ability to work effectively with other organizational team members. MEMIC is committed to a policy of nondiscrimination and equal opportunity for all employees and qualified applicants without regard to race, color, religious creed, national origin, ancestry, age, disability, genetics, gender identity, veteran's status, sexual orientation, or any other characteristic protected by law. MEMIC is an equal opportunity employer encouraging diversity in the workplace. MEMIC's Job Applicant Privacy Notice #IND2022 Check out our benefit offerings here!
Targeted salary range:
$60,000 - $70,000/annually