Bodily Injury Claims Specialist Munich Reinsurance America, Inc dental insurance, life insurance, paid time off, long term disability, tuition assistance, 401(k) United States, Ohio, Dayton Sep 02, 2026

All locations Amelia, United States; Columbus, United States; Dayton, United States; Indianapolis, United States; Lexington-Fayette, United States; American Modern Insurance Group, Inc., a Munich Re company, is a widely recognized specialty insurance leader that delivers products and services for residential property - such as manufactured homes and specialty dwellings - and the recreational market, including boats, personal watercraft, classic cars, and more. We provide specialty product solutions that cover what the competition often can't. Headquartered in Amelia, Ohio, and with associates located across the United States, we are part of Munich Re's Global Specialty Insurance division. Our employees receive boundless opportunity to grow their careers and make a difference every day. American Modern Insurance Group offers flexibility with our hybrid work environment. Employees are typically in the office 40-50% of the time to allow for face to face collaboration. We are located in Amelia, OH, a suburb of Cincinnati, Ohio. American Modern is seeking an experienced Liability Claims Specialist who is ready to take the next step in their claims career. In this role, you will manage moderate to complex bodily injury and liability claims, evaluate coverage, liability, and damages, and negotiate settlements with individuals, attorneys, and insurance carriers. You'll have the opportunity to handle unique specialty insurance exposures while building advanced technical expertise in a collaborative environment backed by Munich Re. Whether your goal is to deepen your claims knowledge or pursue future technical or leadership opportunities, American Modern offers a strong platform for long-term career growth. Depending on experience, candidates may be considered for multiple levels, including Adjuster III, Senior Adjuster, Claim Specialist I, or Claim Specialist II.

What You'll Do:

Interpret coverage, conduct investigations, and interview insureds, witnesses, and 3rd party claimants

Negotiate settlements with individuals, other insurance carriers and/or attorneys, and process loss settlements

Complete appropriate oral, written, and on-line reports to reflect and supplement all file activity

Identify, interpret, and address a wide range of regulatory, contractual, and internal compliance requirements while ensuring claims are handled accurately and in accordance with applicable standards

Set and maintain adequate reserves on claim files

Obtain and review reports, statements, records, and related materials as necessary

Perform other duties as assigned You may be a good fit if you have: Extensive experience (five or more years) managing Liability Bodily Injury claims, with a proven track record of effectively handling claims characterized by significant complexity and severity

Excellent verbal and written communication skills

Proven research and investigative skills

Experience utilizing claims systems, digital documentation tools, and Microsoft Office products

Industry related training or coursework such as AIC, CPCU, or SCLA are preferred

Self-motivating, results-driven individual, who is comfortable with change

Ability and desire to work with limited direction and multi-task in a fast-paced and "team first" environment

Good understanding of insurance and medical terminology required

Demonstrated problem-solving and decision-making skills

Proven analytical abilities to review and analyze data Why You'll Love This Opportunity Handle moderate to complex bodily injury and liability claims

Gain exposure to unique specialty insurance products

Join a collaborative team backed by Munich Re

Grow your technical expertise and negotiation skills

Enjoy industry-leading benefits, retirement programs, and career development support We are proud to offer our employees, their domestic partners, and their children, a wide range of insurance benefits: Two options for your health insurance plan (PPO or High Deductible)

Prescription drug coverage (included in your health insurance plan)

Vision and dental insurance plans

Additional insurance coverages provided at no cost to you, such as basic life insurance equal to 1x annual salary and AD&D coverage that is equal to 1x annual salary

Short and Long Term Disability coverage

Supplemental Life and AD&D plans that you can purchase for yourself and dependents (includes Spouse/domestic partner and children)

Voluntary Benefit plans that supplement your health and life insurance plans (Accident, Critical Illness and Hospital Indemnity) In addition to the above insurance offerings, our employees also enjoy: A robust 401k plan with up to a 5% employer match

A retirement savings plan that is 100% company funded

Paid time off that begins with 24 days each year, with more days added when you celebrate milestone service anniversaries

Eligibility to receive a yearly bonus as a Munich Re employee

A variety of health and wellness programs provided at no cost

Paid time off for eligible family care needs

Tuition assistance and educational achievement bonuses

A corporate matching gifts program that further enhances your charitable donation

Paid time off to volunteer in your community If you are ready to grow your liability claims career in a specialty insurance environment, we encourage you to apply! At American Modern, we see Diversity and Inclusion as a solution to the challenges and opportunities all around us. Our goal is to foster an inclusive culture and build a workforce that reflects the communities in which we live and work. We strive to provide a workplace where all of our colleagues feel respected, valued and empowered to achieve their very best every day. We recruit and talent with a focus on providing our customers the most innovative products and services. Apply Now