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NG
National General
Inside Property Adjuster
Career Insights for Claims Adjuster / Specialist (General)
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What they do
A Claims Adjuster or Specialist investigates and evaluates insurance claims. Specializes in a particular type of insurance. Inspects property damage, including damage to homes, buildings and cars; reviews claims after they are submitted; may authorize or deny payment for claims. May work directly for insurers or on behalf of claimants.
$73,967 / year median in the U.S.
+17% projected growth
Job Description
Inside Property Adjuster National General•2.9 Winston-Salem, NC Job Details $56,000•$110,400 a year 8 hours ago Benefits Internet reimbursement Qualifications Estimating software Homeowners insurance claims Homeowners insurance knowledge Insurance dispute resolution Residential construction experience Claims negotiation Mid-level Estimating software for insurance claims Property & Casualty License Xactimate Insurance policy review Insurance investigations Individual consumer customer service Insurance claims fraud prevention Subrogation claims Under 1 year Full Job Description National General is a part of The Allstate Corporation, which means we have the same innovative drive that keeps us a step ahead of our customers' evolving needs. We offer home, auto and accident and health insurance, as well as other specialty niche insurance products, through a large network of independent insurance agents, as well as directly to consumers. Job Description Responsible for investigating and confirming the facts of loss for the most complex Homeowners Claims. Determines coverage, damages and otherwise adjusts and negotiates claims within limit of authority. This role provides guidance and direction to junior employees. National General is seeking an Experienced Property Adjuster to join our Claims team! This fully remote position offers the opportunity to investigate, evaluate, and resolve complex residential property claims from inception through resolution. In this role, you will review claim details, analyze policy coverage, assess damages using available documentation and estimating software such as Xactimate, communicate effectively with policyholders and vendors, and negotiate fair and accurate claim settlements. Key Responsibilities Applies extensive experience in the Adjuster II level or a rotation into a specialty position (Coverage, Investigation Specialist, Litigation, Large Loss, Water Mitigation, Desk Review) For claims involving fraud or subrogation, partners with assigned reps from those areas to achieve best outcome Recognizes and identifies key components of residential construction and repair, including structural integrity and home systems Identifies the most complex customer needs and works to meet those needs using appropriate customer service skills Determines subrogation or fraud potential and how to handle Demonstrates advanced understanding of insurance policies written by the company, the industry, and organizational relationships within the company and department Handles investigation regarding all aspects of the most complex Homeowners first party claims (coverage, damages and subrogation) with the exercise of discretion and independence within increased level of authority Supervisory Responsibilities This job does not have supervisory duties. Sign On Bonus You may be eligible for a $1,000 Licensing Sign on Bonus if you have the applicable active licenses needed for this role. This could include Home Resident Property & Casualty License, Designated Home State (DHS) Florida or Texas License, and/or applicable Appraiser License. •Current employees or candidates who have previously worked for Allstate, including its family of companies, are not eligible for this sign-on bonus.• As a requirement of employment, individuals who currently hold an active insurance license must terminate all existing appointments prior to onboarding and must not hold any outside appointments at any point during employment. Applicants seeking an adjuster role who also hold a resident producer license must formally surrender that license when instructed to by the licensing team. By proceeding with the application process, applicants acknowledge and accept these licensing requirements and agree to comply. #LI-TR1 Skills Complex Claims, Customer Service, Homeowners Claims, Large Loss Claims, Negotiation, Property Damage Claims, Xact, XactAnalysis, Xactimate, Xactimate (Estimating Software), Xactimate Estimating Compensation Base compensation offered for this role is: